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107 Sinclair St SE, Pt Charlotte, FL, 33952

3beds
3baths
2,243sqft
$749,000
$334price/sqft
$5,509/moest. monthly cost
$220,360/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Sailboat Access & owned Solar System – Fully Remodeled Waterfront Saltwater Pool Home. This stunning 3-bedroom, 3-bath Gulf-access pool home is located in the highly desirable Beach Complex area on the southeast side of town, just a few minutes’ ride to Charlotte Harbor. With deep-water sailboat access, a 13,000 lb boat lift, and additional exterior pier and pilings, it’s truly a boater’s dream. Outdoor Features & Boating Amenities Include: 100 feet of newer PVC sheet pile seawall Large AZEK dock with water, electric, and solar Covered boat lift (13,000 lbs), additional outer pier, and pilings for a large yacht Room for floating docks (WaveRunners or jet boats) The pilings have been left high at the dock intentionally for a possible future two-story Tiki hut. RV parking with 30-amp hookup. Newer 10’ x 20’ shed with metal roof. Accordion hurricane shutters for easy storm protection. Heated saltwater Pebble Tec pool with wet deck. Newer Hayward variable-speed pool pump, Shell Lock paver pool deck with LED lighting and full-view screen enclosure, Outdoor shower, and beautifully landscaped koi pond. Full gutters, privacy landscaping, banana plants, avocado trees, fig trees, and mango trees. Screened front entry. Interior Highlights & Upgrades: Completely remodeled open floor plan. Fresh interior and exterior paint three updated bathrooms New interior doors, trim, and lighting Shiplap plank detail throughout Solid maple cabinetry with quartz countertops Dual cooktops (induction + range) with outside-venting hood Bar with sink, fridge, and dishwasher Porcelain and slate tile in main areas; luxury vinyl in bedrooms Wall of thermal-pane sliding doors New LG French door fridge with dual freezer drawers and two ice makers New Bosch dishwasher and LG large-capacity washer/dryer LED indirect lighting, wood-burning stove Mini-split A/C & heat system for custom temperature control in each room. Updated electrical panel, Energy & Structural Improvements: Standing seam metal roof (2023), 36-panel, 11KW owned solar system (not leased), seven new permitted windows. Full plumbing re-pipe with new overhead PEX lines. Oversized two-car garage with ample storage. This home offers comfort, efficiency, and high-end upgrades throughout. Purchased in August 2023 for $825,000, the property has since seen over $100,000 in additional improvements. This is the home you’ve been waiting for. Brimming with character and overflowing with storage, it offers something most homes don’t- room for everything you love. The thoughtful design and long list of amenities make this home as practical as it is inviting. You won’t have to worry about a failing concrete bulkhead or costly repairs; everything has already been done. Just bring your boats/yachts, water toys, and love for waterfront living. Homes like this are rare. Schedule your showing today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
7/10
4/10
Charlotte High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida,Key West,Mid-Century Modern,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Washer,Water Filtration System
  • Laundry features: Laundry Room

Balcony Porch Lanai

  • Level: First
  • Area: 1125
  • Dimensions: 45x25

Bathroom2

  • Level: First
  • Area: 86.11
  • Dimensions: 10.9x7.9

Bathroom3

  • Level: First
  • Area: 96
  • Dimensions: 10x9.6

Bedroom2

  • Features: Dual Closets
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Features: Dual Closets
  • Level: First
  • Area: 149.76
  • Dimensions: 11.7x12.8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 355.2
  • Dimensions: 18.5x19.2

Family Room

  • Level: First
  • Area: 264
  • Dimensions: 22x12

Features

  • Attic Fan,Ceiling Fan(s),Eating Space In Kitchen,Open Floorplan,Solid Wood Cabinets,Stone Counters,Thermostat,Wet Bar
  • Door features: Outdoor Shower,Sliding Doors
  • Window features: Hurricane Shutters,Hurricane Shutters/Windows
  • Flooring: Luxury Vinyl,Porcelain Tile,Slate
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Foyer

  • Level: First
  • Area: 60
  • Dimensions: 6x10

Heating & Cooling

  • Heating features: Electric,Reverse Cycle
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,789
  • Total interior livable area: 2,243 sqft

Kitchen

  • Level: First
  • Area: 281.2
  • Dimensions: 19x14.8

Laundry

  • Level: First
  • Dimensions: 10x9.6

Living Room

  • Level: First
  • Area: 298.08
  • Dimensions: 21.6x13.8

Primary Bathroom

  • Features: Dual Closets
  • Level: First
  • Area: 102.2
  • Dimensions: 14x7.3

Primary Bedroom

  • Features: Dual Closets
  • Level: First
  • Area: 192
  • Dimensions: 12x16

Property

Details

  • Parcel number: 402227307004
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Deck,Gunite,Heated,In Ground,Salt Water,Solar Cover
  • Patio & porch: Screened
  • Exterior features: Lighting,Other,Outdoor Shower,Private Mailbox,Rain Gutters
  • Has view: Yes
  • View description: Pool,Water,Canal
  • Has water view: Yes
  • Water view: Water,Canal
  • On waterfront: Yes
  • Waterfront features: Canal - Saltwater,Bay/Harbor Access,Brackish Water Access,Saltwater Canal Access,Gulf/Ocean Access,Gulf/Ocean to Bay Access,River Access,Bridges - No Fixed Bridges,Lift,Lift - Covered,Sailboat Water,Seawall
  • Waterbody name: ALPINE WAY CANAL
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 0.29 Acres
  • Features: In County,Oversized Lot

Parking

  • Total spaces: 2
  • Parking features: Boat,Driveway,Garage Door Opener,Oversized,RV Access/Parking,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$496$5,952
Property Taxes $1,001$12,012
Electricity $225$2,708
Total$5,509$66,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,880/yr
40% on housing$165,270/yr
45% on housing$146,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$334This listing

vs Other Active Listings

Avg $/sqft

ZIP 33952$146
Charlotte County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 33952$168
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-20Price change$749,000
2026-01-07Listed for sale$799,000
2025-08-13Listing removed$799,000
2025-07-19Price change$799,000
2025-06-29Listed for sale$849,000
2023-08-29Sold$825,000
2023-07-08Pending sale$849,900
2023-06-23Listed for sale$849,900
2016-05-25Sold$283,000

For Sale by Agent

AgentWilliam Cassie
BrokerageFLORIDA REALTY COASTWIDE LLC

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