4405 Harbor Blvd, Port Charlotte, FL, 33952
About This Home
One or more photo(s) has been virtually staged. Rare 5BR/4BA, 3,682 square feet Port Charlotte canal-view home on an oversized corner lot. This home was originally a model home by Neal Town Homes, and purchased by the current owner in 1979. In 1991, as the family grew, this home was renovated and then in 1993 the 2nd story was added. The New Tile Roof and Skylight Windows were recently installed in 2024. The spacious Custom 2-story design provides 3 first-floor bedrooms with 2 full baths plus an upstairs primary bedroom/bathroom suite and a guest bedroom with an ensuite bathroom that could function as an office/den/workout/nursery. The 2nd Bedroom on the first floor would be ideal for a multi-generational family. Adjacent to the 2nd Bedroom there is an ensuite bathroom, family room/den that can be completely separated from all of the other living areas and the sliding doors can be closed for privacy, or the family room/den could be utilized for an entertainment room for all of the family to gather for movie night or a game of billiards. Another option is that this side of the home could be converted into an in-law suite. As you walk in from the front door, the Living Room is oversized and wraps around to a large dining area in the kitchen with a breakfast bar, with under counter lighting, as well as custom entertainment center to enjoy while gathering for meals. Features include custom cabinetry throughout the home, updated bathrooms with granite counter tops, new faucets and touch mirrors, NHT Speakers, clay tile roof, screened covered porch, in-ground spa, French doors, hurricane shutters, water softener, irrigation system and 2-car garage. Public water/sewer, RO system for kitchen sink and appliances stay. This home is so light and bright with so many windows in every room you will enjoy the natural sunlight. And the best way to start or end your day is relaxing in the lanai and enjoying the in-ground spa that is heated and Pentair capable. The possibilities for a new owner are endless! No HOA, no CDD, convenient to US-41, Sunseeker Resort, historic Punta Gorda, shopping, dining, schools, golf and Gulf beaches. Start your Florida lifestyle here- bring your family and friends —schedule your private tour now!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 1972
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Custom
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven,Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Freezer,Kitchen Reverse Osmosis System,Microwave,Range,Refrigerator,Washer,Water Softener
- Laundry features: Inside,Laundry Room
Bathroom2
- Features: En Suite Bathroom,Granite Counters,Shower No Tub,Single Vanity
- Level: First
- Area: 54
- Dimensions: 9x6
Bathroom3
- Features: Granite Counters,Shower No Tub,Single Vanity
- Level: First
- Area: 54
- Dimensions: 9x6
Bathroom4
- Features: En Suite Bathroom,Granite Counters,Shower No Tub
- Level: Second
- Area: 63
- Dimensions: 7x9
Bedroom2
- Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
- Level: First
- Area: 210
- Dimensions: 14x15
Bedroom3
- Features: Ceiling Fan(s),Built-in Closet
- Level: First
- Area: 169
- Dimensions: 13x13
Bedroom4
- Features: Ceiling Fan(s),Built-in Closet
- Level: First
- Area: 169
- Dimensions: 13x13
Bedroom5
- Features: Ceiling Fan(s),Built-in Closet
- Level: Second
- Area: 182
- Dimensions: 14x13
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Den
- Level: First
- Area: 196
- Dimensions: 14x14
Dining Room
- Level: First
- Area: 546
- Dimensions: 21x26
Family Room
- Level: First
- Area: 168
- Dimensions: 14x12
Features
- Built-in Features,Ceiling Fan(s),PrimaryBedroom Upstairs,Split Bedroom,Wet Bar
- Door features: French Doors
- Window features: Window Treatments,Hurricane Shutters,Hurricane Shutters/Windows
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 4,741
- Total interior livable area: 3,682 sqft
Kitchen
- Features: Breakfast Bar
- Level: First
- Area: 132
- Dimensions: 12x11
Laundry
- Level: First
- Area: 108
- Dimensions: 9x12
Living Room
- Features: Built-In Shelving
- Level: First
- Area: 700
- Dimensions: 20x35
Primary Bathroom
- Features: Dual Sinks,En Suite Bathroom,Granite Counters,Tub with Separate Shower Stall,Water Closet/Priv Toilet
- Level: Second
- Area: 96
- Dimensions: 12x8
Primary Bedroom
- Features: Built-In Shelving,Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
- Level: Second
- Area: 300
- Dimensions: 15x20
Property
Details
- Parcel number: 402227430024
- Attached to another structure: Yes
- Zoning: RSF3.5
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Rear Porch,Screened
- Exterior features: Irrigation System,Private Mailbox
- Has spa: Yes
- Spa features: Heated,In Ground
- Has view: Yes
- View description: Water,Canal
- Has water view: Yes
- Water view: Water,Canal
- Residential vegetation: Trees/Landscaped
Lot
- Lot size: 0.31 Acres
- Features: Corner Lot,FloodZone,In County,Landscaped,Unincorporated
- Lot size dimensions: 125 x 111 x 126 x 110
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charlotte County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,791 | $45,492 |
| Home Insurance * | $497 | $5,964 |
| Property Taxes | $982 | $11,784 |
| Electricity | $370 | $4,446 |
| Total | $5,640 | $67,680 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-10 | Listed for sale | $749,900 |
| 2026-01-01 | Listing removed | $780,000 |
| 2025-10-17 | Price change | $780,000 |
| 2025-04-15 | Listed for sale | $792,000 |
| 1979-11-01 | Sold | $93,500 |
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