432 Delaney St, Pt Charlotte, FL, 33954
About This Home
Imagine a place where sunshine is plenty and blue skies welcome you home. This 3-bedroom, 2-bath pool home offers a comfortable layout with an open living and dining area that connects easily to the kitchen and outdoor space. Located on a quiet street in Port Charlotte, FLOOD ZONE X, the property features a screened front entry, tile flooring throughout the main living areas, impact windows, and a split-bedroom design for added privacy. The kitchen includes ample cabinet storage, a breakfast bar, and views toward the lanai and pool area. The primary suite offers direct access to the lanai, along with a walk-in closet and an en-suite bath with a walk-in shower. Two additional bedrooms and a full guest bath are located on the opposite side of the home. Sliding doors open to the screened lanai and pool, creating a functional outdoor living space ideal for everyday enjoyment. The backyard is fully fenced and includes a storage shed. Additional features inside laundry in the garage, a two-car garage, and mature landscaping. Solar system gives the added benefit of low electric bill and will paid off at the time of closing. Seller is willing to leave all 5 cameras. 200 Sq ft shed/workshop. Conveniently located near everyday essentials, Port Charlotte Town Center and surrounding shopping/dining options are just minutes away. Fishermen’s Village in Punta Gorda is approximately 4 miles away, offering waterfront dining, boutique shopping, live entertainment, and marina access. Gulf beaches are within easy reach, with Englewood Beach approximately 18 miles away (about a 29–45 minute drive depending on beach choice), giving you quick access to some of Southwest Florida’s most beautiful coastline. You don't want to miss making this your home, schedule your showing today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1989
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Refrigerator,Washer
- Laundry features: In Garage
Balcony Porch Lanai
- Level: First
Bathroom2
- Features: Built-in Closet
- Level: First
Bathroom3
- Level: First
Bedroom2
- Features: Built-in Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),L Dining,Primary Bedroom Main Floor,Split Bedroom,Walk-In Closet(s)
- Window features: Blinds
- Flooring: Ceramic Tile
Great Room
- Level: First
Heating & Cooling
- Heating features: Central,Electric,Solar
- Cooling features: Central Air
Interior Area
- Total structure area: 1,940
- Total interior livable area: 1,290 sqft
Kitchen
- Features: Breakfast Bar
- Level: First
Primary Bathroom
- Features: En Suite Bathroom,Walk-In Closet(s)
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Workshop
- Level: First
Property
Details
- Parcel number: 402202452003
- Zoning: RSF3.5
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Gunite,In Ground
- Exterior features: Garden,Lighting
Lot
- Lot size: 9,998 sqft
- Lot size dimensions: 80 x 125
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charlotte County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,650 | $19,800 |
| Home Insurance * | $292 | $3,504 |
| Property Taxes | $441 | $5,292 |
| Electricity | $197 | $2,366 |
| Total | $2,580 | $30,960 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $326,318 |
| 2015-10-13 | Sold | $108,000 |
| 2015-05-20 | Listing removed | $45,000 |
| 2015-05-08 | Price change | $45,000 |
| 2015-05-04 | Listed for sale | $89,000 |
| 2015-03-16 | Sold | $73,100 |
| 2000-03-06 | Sold | $98,500 |
| 1999-02-16 | Sold | $91,500 |
| 1994-10-05 | Sold | $85,000 |
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