See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

10104 Rafferty Ave, Englewood, FL, 34224

3beds
2baths
1,865sqft
$395,000
$212price/sqft
$2,839/moest. monthly cost
$113,560/yrincome needed

About This Home

Welcome to a home where every detail has been handled for you. Situated on nearly half an acre, this beautifully modernized 3-bedroom, 2-bath, 2-car garage residence offers the perfect blend of coastal security and contemporary style. From the moment you step inside, you’ll notice the thoughtful upgrades and clean, modern design that make this home truly move-in ready. Bright, open living spaces flow with ease, creating a layout that feels both inviting and functional. Every corner has been refreshed with care, giving the home a crisp, polished feel while still keeping it warm and comfortable. At the heart of the home is the chef’s kitchen, designed to impress and built to perform. It features all-new stainless steel appliances, custom soft-close wood cabinetry, and pull-out drawers for easy storage. A large bar-style center makes cooking and entertaining simple and fun. Granite countertops and a subway-style tile backsplash add a timeless touch. Throughout the home, you’ll find new designer-engineered hardwood flooring, cottage-style window shutters, updated fans and lighting, and all-new raised panel interior doors. Each bedroom offers updated ceiling fixtures and oversized walk-in closets, providing both comfort and space. The family room invites you to relax by the stone-textured, corner wood-burning fireplace, while the extra area offers flexibility for a small dry-bar or creative space. This home also stands out for its strong upgrades focused on protection and efficiency. A durable metal roof, PGT insulated hurricane impact windows and doors, and a brand-new AC system—including new ductwork—bring peace of mind. The property has been fully re-plumbed and features upgraded electrical capacity, making it ready for modern living. Step outside to enjoy a massive screened enclosure and a spacious yard ready for your ideas. With an outdoor shower and pool bath already in place, adding a full-sized pool or hot tub is simple. The grounds include fruit trees, a picnic area, a large storage shed, and added privacy. There’s also extra parking for a boat or RV. Conveniently located close to schools, shopping, restaurants, and just a short drive to Gulf beaches, this home offers both comfort and location. A survey is available for the buyer—schedule your private tour today!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

8/10
6/10
4/10
Lemon Bay High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1988

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Washer,Water Softener
  • Laundry features: In Garage

Balcony Porch Lanai

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 210
  • Dimensions: 21x10

Balcony Porch Lanai

  • Level: First
  • Area: 88
  • Dimensions: 22x4

Bedroom2

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 120
  • Dimensions: 12x10

Bedroom3

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Storage Closet
  • Level: First
  • Area: 143
  • Dimensions: 13x11

Features

  • Built-in Features,Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Pest Guard System,Primary Bedroom Main Floor,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Double Pane Windows,Window Treatments,Hurricane Shutters
  • Flooring: Engineered Hardwood,Tile
  • Fireplace features: Family Room,Masonry,Stone,Wood Burning

Foyer

  • Features: Storage Closet
  • Level: First
  • Area: 48
  • Dimensions: 8x6

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Humidity Control

Interior Area

  • Total structure area: 2,564
  • Total interior livable area: 1,865 sqft

Kitchen

  • Features: Breakfast Bar,Built-In Shelving,Ceiling Fan(s),Exhaust Fan,Granite Counters
  • Level: First
  • Area: 195
  • Dimensions: 15x13

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 380
  • Dimensions: 20x19

Primary Bedroom

  • Features: Ceiling Fan(s),Split Vanities,Walk-In Closet(s)
  • Level: First
  • Area: 374
  • Dimensions: 22x17

Property

Details

  • Parcel number: 412011354003
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Screen Enclosure
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Garden,Private Yard,Rain Gutters
  • Fencing: Fenced,Vinyl
  • Has view: Yes
  • View description: Garden,Trees/Woods
  • Residential vegetation: Fruit Trees,Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 0.46 Acres
  • Features: Cleared,Landscaped,Oversized Lot
  • Lot size dimensions: 170 x 125

Parking

  • Total spaces: 2
  • Parking features: Boat,Covered,Driveway,Garage Door Opener,Parking Pad,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$369$4,428
Property Taxes $276$3,312
Electricity $197$2,366
Total$2,839$34,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,337/yr
40% on housing$85,170/yr
45% on housing$75,706/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 34224$170
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 34224$200
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$395,000
2026-04-16Listed for sale$415,000
2020-11-13Sold$254,700
2020-09-27Pending sale$254,700
2020-09-16Listed for sale$254,700
2011-08-19Listing removed$179,900
2010-08-13Listed for sale$179,900
2007-09-14Sold$180,000

For Sale by Agent

AgentRhonda Gustitus
BrokerageKW PEACE RIVER PARTNERS

Similar Homes