See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3230 Bay Ridge Way, Pt Charlotte, FL, 33953

3beds
2baths
2,011sqft
$535,000
$266price/sqft
$4,124/moest. monthly cost
$164,960/yrincome needed

About This Home

NEW ROOF 2023! Lovely well-appointed "Areca" home in the desired Bay Ridge neighborhood of Riverwood. Approach the home on the beautiful paved driveway. As you enter, the newly painted formal living area leads you into the updated eat in kitchen with granite counter tops, new backsplash and stainless steel appliances. The open concept family room boasts a sleek and stylish built-in entertainment center for organizing your media equipment and TV. Plantation shutters allow for plenty of natural light. The sliding glass doors will lead you to the expansive resurfaced paved lanai with an inviting pool, water fall and relaxing water view. The primary bedroom with access to the lanai offers a updated modern en-suite bathroom. A split floor plan, the guest bedrooms with a jack-and-jill bathroom, provides privacy for you and your guests. The laundry room is complete with a newer washer/dryer. Other updates include updated flooring, an epoxy garage floor and storm shutters. There is no pool heater. Schedule a showing today and begin living the grand Florida lifestyle you have been dreaming of! Property taxes include an annual CDD fee. Riverwood stands as a premier community in Southwest Florida, offering an exquisitely landscaped setting along the tranquil Myakka River, nestled between Fort Myers and Sarasota in Port Charlotte. Spanning 1300 acres, Riverwood's master-planned community seamlessly blends natural beauty with modern living trends. Enjoy an array of lifestyle amenities, including a recreational center equipped with state-of-the-art fitness facilities, a Lap Pool and Resort Style pool, 6 hard tru tennis courts, Pickell Ball Courts, Lawn croquet, and a Dog Park, among others! Riverwood Golf Club is recognized as a Golf Digest-rated 4 ½ star Golf Course, and Riverwood Beach Club on the Gulf of Mexico offers memberships based on availability. Conveniently located near the new Sunseeker Resort, which boasts a variety of restaurants, the Tampa Rays and Atlanta Braves Spring Training facilities, Boating, World-Class Fishing, and the pristine beaches of Southwest Florida, Riverwood’s location provides easy access to a wealth of cultural and lifestyle opportunities.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Liberty Elementary SchoolGrades PK-57.3 mi
4/10
Murdock Middle SchoolGrades 6-83.9 mi
2/10

Construction

Condition

  • Property condition: Completed
  • Year built: 2000

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Freezer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Balcony Porch Lanai

  • Level: First
  • Area: 1560
  • Dimensions: 52x30

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 154
  • Dimensions: 14x11

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dinette

  • Level: First
  • Area: 120
  • Dimensions: 12x10

Dining Room

  • Level: First
  • Area: 156
  • Dimensions: 13x12

Family Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 165
  • Dimensions: 11x15

Features

  • Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Walk-In Closet(s)
  • Window features: Blinds,Shutters,Window Treatments
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,840
  • Total interior livable area: 2,011 sqft

Kitchen

  • Features: Pantry
  • Level: First
  • Area: 156
  • Dimensions: 12x13

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 289
  • Dimensions: 17x17

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 208
  • Dimensions: 13x16

Property

Details

  • Parcel number: 402120230005
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Screen Enclosure
  • Patio & porch: Covered,Front Porch,Screened
  • Exterior features: Gray Water System,Irrigation System
  • Has view: Yes
  • View description: Water,Pond
  • Has water view: Yes
  • Water view: Water,Pond
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 0.34 Acres
  • Features: Oversized Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$256$3,072
Property Taxes $961$11,532
Electricity $202$2,428
Total$4,124$49,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,394/yr
40% on housing$123,720/yr
45% on housing$109,973/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 33953$172
Charlotte County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 33953$169
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-07Listed for sale$535,000
2025-06-19Listing removed$575,000
2024-12-20Listed for sale$575,000
2024-07-11Listing removed$639,000
2024-04-19Listed for sale$639,000
2003-07-10Sold$279,000
2000-08-10Sold$224,500

For Sale by Agent

AgentJanice Fanstill
BrokerageRIVERWOOD REALTY

Similar Homes