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4411 Melbourne St, Punta Gorda, FL, 33980

3beds
2baths
1,330sqft
$250,000
$188price/sqft
$1,783/moest. monthly cost
$71,320/yrincome needed

About This Home

Location, location, location! This beautifully renovated 3 bedroom, 2 bathroom Punta Gorda home combines modern updates, flexible living space, and exceptional opportunity in one of the area’s most convenient locations. Originally built in 1953 and extensively updated throughout, the home offers the confidence of major recent improvements including a newer TPO roof approximately three years old, a new wall-unit A/C installed in 2025, and a new water heater installed in 2026. Interior renovations create a comfortable and move-in ready living environment with updated appliances, refreshed finishes, and a flexible layout that allows space for a possible fourth bedroom, home office, or bonus room depending on your needs. The oversized backyard is a standout feature of the property and offers outstanding potential for outdoor entertaining, gardening, storage, recreation space, or future customization. Concrete interior and exterior construction adds durability and long-term value. With no HOA restrictions and a strong rental history, this property offers flexibility whether you are searching for a primary residence, seasonal home, or investment opportunity. Seller offering $10,000 credit toward installation of central A/C. Prior four point and wind mitigation inspection reports available. Ideally located near downtown Punta Gorda, waterfront parks, shopping, dining, US-41, and I-75, the home provides convenient access throughout Southwest Florida while maintaining the comfort of an established neighborhood setting.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

4/10
7/10
4/10
Charlotte High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Slab
  • Roof: Other
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Washer Hookup

Balcony Porch Lanai

  • Level: First
  • Area: 222.53
  • Dimensions: 7.7x28.9

Bathroom2

  • Features: Shower No Tub,Single Vanity
  • Level: First
  • Area: 41.54
  • Dimensions: 6.2x6.7

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 121.26
  • Dimensions: 9.4x12.9

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 117.66
  • Dimensions: 11.1x10.6

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Features: Built-in Closet
  • Level: First
  • Area: 126.44
  • Dimensions: 11.6x10.9

Dining Room

  • Level: First
  • Area: 47.849
  • Dimensions: 8.11x5.9

Family Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 187.92
  • Dimensions: 11.6x16.2

Features

  • Ceiling Fan(s),Solid Surface Counters
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Wall Units / Window Unit
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,790
  • Total interior livable area: 1,330 sqft

Kitchen

  • Level: First
  • Area: 93.1
  • Dimensions: 13.3x7

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 181.89
  • Dimensions: 14.1x12.9

Primary Bathroom

  • Features: Shower No Tub,Single Vanity
  • Level: First
  • Area: 63.92
  • Dimensions: 9.4x6.8

Primary Bedroom

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 176.08
  • Dimensions: 14.2x12.4

Property

Details

  • Parcel number: 402225477013
  • Zoning: CR3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting,Private Mailbox,Private Yard

Lot

  • Lot size: 10,650 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$147$1,764
Property Taxes $175$2,100
Electricity $197$2,366
Total$1,783$21,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,131/yr
40% on housing$53,490/yr
45% on housing$47,546/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 33980$132
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33980$185
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$279,500
2026-03-26Listed for sale$299,900
2023-09-01Sold$123,000
2023-03-23Sold$130,000
2023-02-01Pending sale$130,000
2023-01-25Listed for sale$130,000
2015-06-10Sold$50,000
2015-05-20Pending sale$58,900
2015-01-30Listed for sale$58,900
2014-09-29Listing removed$850
2014-08-21Listed for rent$850
2012-09-28Sold$37,000
2012-06-25Sold$30,800
2012-05-08Price change$29,900
2012-04-08Listed for sale$37,900
2003-07-09Sold$53,000
1999-07-06Sold$38,400

For Sale by Agent

AgentDaniel O'Connell
BrokerageHARBORSIDE REALTY

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