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4430 N Shore Dr, Punta Gorda, FL, 33980

5beds
5baths
4,872sqft
$1,690,000
$347price/sqft
$12,288/moest. monthly cost
$491,520/yrincome needed

About This Home

4430 North Shore Drive — Rarely available waterfront estate with sweeping river and harbor views, private dock and direct boating access. Built by Sorrentino, this elegant residence sits on a lush 0.53-acre lot and offers 4 bedrooms + large office/bedroom with closet, an attached 1-bed/1-bath in-law suite, 4 full baths and 1 half bath, and an oversized 4-car garage. The recently renovated first floor features an upgraded kitchen with new cabinetry, granite counters, stainless appliances and a large pantry. The spacious living area centers on a fireplace and flows to outdoor living and pool areas. The in-law suite has a separate exterior entrance (also accessible via the laundry area), a kitchenette, breakfast nook and walk-in closet. Upstairs includes two master suites, each with walk-in showers and garden tubs; one suite opens via French doors to a balcony overlooking the harbor, pool and river. Practical touches include laundry chutes and a convenient second laundry area. Outdoor amenities are exceptional: a newly renovated 20' x 40' pool with large spillover spa and swim-spa jets, a 200' renovated dock with a 10,000 lb boat lift, and mature tropical landscaping. A separate well and dedicated irrigation system fully cover the front, side and rear lawns for easy, cost-effective landscape maintenance. Recent updates include a new metal roof (2023), newer HVAC systems and a mini-split in the in-law suite. The property is wind protected with a combination of hurricane-impact windows/sliders and shutters. An automated gated front entrance adds privacy and security. Prime location — minutes to downtown Punta Gorda, I-75 and Sunseeker Resort. This move-in ready riverfront home on North Shore Drive is a rare find. Schedule your private showing today. This home could be well suited as a seasonal rental and or investment property as well with the ability to rent the in law suite out separate.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
7/10
4/10
Charlotte High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Dryer,Electric Water Heater,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Chute,Laundry Closet,Laundry Room

Balcony Porch Lanai

  • Level: Second
  • Area: 240
  • Dimensions: 24x10

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 324
  • Dimensions: 18x18

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 210
  • Dimensions: 14x15

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 252
  • Dimensions: 18x14

Bedroom5

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 300
  • Dimensions: 20x15

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Crown Molding,High Ceilings,Open Floorplan,Solid Surface Counters,Split Bedroom,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Blinds,Window Treatments,Hurricane Shutters
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Great Room

  • Level: First
  • Area: 572
  • Dimensions: 26x22

Heating & Cooling

  • Heating features: Central,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,943
  • Total interior livable area: 4,872 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Pantry
  • Level: First
  • Area: 204
  • Dimensions: 17x12

Primary Bathroom

  • Features: Dual Sinks,Tub with Separate Shower Stall
  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 400
  • Dimensions: 25x16

Property

Details

  • Parcel number: 402330351003
  • Zoning: RSF2
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Auto Cleaner,Indoor,Salt Water
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Balcony,Lighting,Rain Gutters
  • Has spa: Yes
  • Spa features: Heated,In Ground,Swim Spa
  • Fencing: Fenced
  • Has view: Yes
  • View description: Water,Bay/Harbor - Full,River
  • Has water view: Yes
  • Water view: Water,Bay/Harbor - Full,River
  • On waterfront: Yes
  • Waterfront features: Bay/Harbor,River Front,Bay/Harbor Access,River Access,Seawall
  • Waterbody name: PEACE RIVER/CHARLOTTE HARBOR
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 0.53 Acres
  • Features: FloodZone,Oversized Lot
  • Lot size dimensions: 100.0 x 232.0

Parking

  • Total spaces: 4
  • Parking features: Boat,Circular Driveway,Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,545$102,540
Home Insurance *$998$11,976
Property Taxes $2,255$27,060
Electricity $490$5,883
Total$12,288$147,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$421,302/yr
40% on housing$368,640/yr
45% on housing$327,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 33980$123
Charlotte County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 33980$185
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$1,690,000
2026-03-04Price change$1,745,000
2026-02-02Listed for sale$1,850,000
2020-02-28Sold$831,700
2019-04-01Listing removed$949,000
2019-03-05Price change$949,000
2018-10-15Listed for sale$990,000
2011-12-08Sold$730,000
2011-08-24Price change$829,900
2011-05-18Price change$849,900
2011-01-19Price change$899,900
2010-10-30Listed for sale$949,900
1994-03-11Sold$225,000

For Sale by Agent

AgentNolan Springman
BrokeragePREFERRED SHORE LLC

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