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8796 Grand Ave, Placida, FL, 33946

1beds
1baths
930sqft
$775,000
$833price/sqft
$5,332/moest. monthly cost
$213,280/yrincome needed

About This Home

A Classic Beachfront Escape on Little Gasparilla Island! This timeless beachfront cottage offers the best of island living — with the Gulf of Mexico at your front door, 50 x 200 lot, and a community dock on the Bay side! This charming beach getaway is perfectly positioned for ultimate convenience, with effortless beach access. This beloved vacation home has welcomed generations of guests who return time and time again for its nostalgic charm, unbeatable location, and relaxing atmosphere. Inside the Cottage you are greeted by a Spacious Living & Dining Area – Bright and open with a stunning Gulf view, a spacious Kitchen – Outfitted with stone countertops, all the essentials including cookware, dishes, and utensils. An island with seating creates a welcoming space for meals, conversation, and memory-making.*Modern Amenities – Includes a full-size washer and dryer for added convenience. Beach Access just steps away down a sandy pathway winds leading you to a breathtaking stretch of beach with turquoise waters, and miles of unspoiled shoreline.*Outdoor Shower – A convenient open-air rinse area located at the base of the stairs is ideal after a sun-soaked day on the beach or water. Whether you’re seeking a quiet retreat, a family beach vacation home, a fishing getaway, or an investment property, this property will not disappoint!.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
6/10
4/10
Lemon Bay High SchoolGrades 9-126.8 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Raised
  • Roof: Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Elevated,Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Closet

Balcony Porch Lanai

  • Level: First

Bathroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Walk-In Closet(s)
  • Door features: French Doors,Outdoor Shower,Sliding Doors
  • Flooring: Hardwood

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 930
  • Total interior livable area: 930 sqft

Kitchen

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 422016482004
  • Zoning: BBI
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Porch,Screened
  • Exterior features: Lighting,Outdoor Shower
  • Has view: Yes
  • View description: Water,Gulf/Ocean - Full
  • Has water view: Yes
  • Water view: Water,Gulf/Ocean - Full
  • On waterfront: Yes
  • Waterfront features: Beach,Gulf/Ocean,Bay/Harbor Access,Beach - Access Deeded,Beach Access,Gulf/Ocean Access,Gulf/Ocean to Bay Access,Intracoastal Waterway Access,Bridges - No Fixed Bridges,Sailboat Water,Skiing Allowed
  • Waterbody name: GULF OF MEXICO
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 10,000 sqft
  • Features: CoastalConstruction Control Line,FloodZone,In County
  • Lot size dimensions: 50 x 200

Parking

  • Parking features: Golf Cart Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$190$2,280
Property Taxes $1,027$12,324
Electricity $197$2,366
Total$5,332$63,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,811/yr
40% on housing$159,960/yr
45% on housing$142,186/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$833This listing

vs Other Active Listings

Avg $/sqft

ZIP 33946$334
Charlotte County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 33946$321
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Listed for sale$775,000
2004-01-21Sold$700,000

For Sale by Agent

AgentLynne Brown
BrokeragePALERMO REAL ESTATE PROF. INC.

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