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2050 Oyster Creek Dr, Englewood, FL, 34224

2beds
2baths
1,284sqft
$549,000
$428price/sqft
$4,318/moest. monthly cost
$172,720/yrincome needed

About This Home

PREMIER PRICE - PREMIER LOCATION. WATERFRONT PROPERTY ON OYSTER CREEK WITH SOME OF THE VERY BEST VIEWS ON OYSTER CREEK!! . THIS FLORIDA BUNGALOW SITS ON OVER ONE-HALF ACRE OF LAND NESTLED AGAINST A SALTWATER CANAL WITH ONLY ONE BRIDGE OUT INTO LEMON BAY AND QUICK GULF ACCESS THROUGH STUMP PASS OR VENTURE SOUTH A FEW MILES TO BOCA GRANDE PASS. EITHER DIRECTION - YOU WILL HAVE A WORLD CLASS FISHING ADVENTURE! DOCK YOUR BOAT RIGHT OUT BACK UNDER YOUR COVERED BOATHOUSE ( A WATER-SIDE TREASURE ) OFFERING SUPERIOR PROTECTION FROM THE ELEMENTS WITH POWER AND WATER AVAILABLE RIGHT AT YOUR PRIVATE DOCK. NEED TO PULL YOUR BOAT OUT OF THE WATER? JUST TAKE IT TO THE MEMBERSHIP ONLY COMMUNITY BOAT RAMP - RIGHT ON YOUR OWN STREET. FEE IS ONLY $100.00 PER YEAR. WHAT A GREAT CONVENIENCE. THIS TWO BEDROOM, TWO BATH HOME HAS BEEN A FAMILY TREASURE SINCE 1982 AND IS NOW AVAILABLE FOR THE NEXT OWNER TO CAPTURE THEIR OWN MOMENTS AND CREATE MEMORIES. This property is over a half-acre and has unobstructed views of Oyster Creek and a wildlife preserve. It is a beautiful morning to be able to sit out on your dock with this exclusive natural setting and view all the waterfowl surrounding you and the fish and manatees gliding by. Inside you have a large Florida room facing all the action with a bank of windows offering a perfectly clear line of sight. Plenty of room here for expansion - enlarge footprint of the home, install a luxury in-ground pool with cabana, and an outdoor kitchen. The large, sunny, and open yard is suitable for productive vegetable and flower gardens! The newer Weather King Shed is perfect to house all your tools and fishing gear. Close proximity to: Manasota Key with 11 miles of pristine sand on the Gulf of Mexico, Boca Grande with beautiful beaches, historic lighthouse and specialty restaurants and shops. There are over 40 well-designed Golf Courses within 20 miles, Waterfront Restaurants (some within walking Distance) Shopping, Grocery, and Two Spring Training Facilities - home to the Tampa Bay Rays and the Atlanta Braves (less than 30 miles). There are multiple local waterfront parks to enjoy, hiking trails and recreational parks, one with a heated swimming pool only 2 miles away. DON'T HESITATE - RARE OPPORTUNITY FOR THIS FLORIDA ESTATE HOME - ENJOY AS IS OR BUILD NEW ON A HARD TO FIND LARGE WATERFRONT LOT CALL NOW FOR YOUR PRIVATE SHOWING.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

8/10
6/10
4/10
Lemon Bay High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: In Garage

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dinette

  • Level: First
  • Area: 81
  • Dimensions: 9x9

Features

  • Ceiling Fan(s),Solid Wood Cabinets
  • Window features: Blinds
  • Flooring: Carpet,Terrazzo

Florida Room

  • Level: First
  • Area: 180
  • Dimensions: 15x12

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,620
  • Total interior livable area: 1,284 sqft

Kitchen

  • Level: First
  • Area: 48
  • Dimensions: 8x6

Living Room

  • Level: First
  • Area: 304
  • Dimensions: 19x16

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Property

Details

  • Parcel number: 412008401004
  • Zoning: RSF5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Storage
  • Has view: Yes
  • View description: Canal,Lagoon
  • Has water view: Yes
  • Water view: Canal,Lagoon
  • On waterfront: Yes
  • Waterfront features: Canal - Saltwater,Saltwater Canal Access,Creek Access,Seawall
  • Waterbody name: OYSTER CREEK

Lot

  • Lot size: 0.61 Acres
  • Lot size dimensions: 84 x 314

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$513$6,156
Property Taxes $832$9,984
Electricity $197$2,366
Total$4,318$51,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,045/yr
40% on housing$129,540/yr
45% on housing$115,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$428This listing

vs Other Active Listings

Avg $/sqft

ZIP 34224$168
Charlotte County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 34224$200
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$549,000
2026-03-12Price change$569,000
2025-12-19Listed for sale$589,000
2019-09-10Listing removed$2,600
2018-11-14Listed for rent$2,600
2018-08-19Listing removed$2,600
2018-01-29Price change$2,600
2017-04-10Listed for rent$2,300
2015-02-27Listing removed$2,300
2014-08-01Listed for rent$2,300
2013-06-14Listing removed$2,300
2012-12-22Listed for rent$2,300
2012-10-30Listing removed$2,300
2012-08-31Listed for rent$2,300
2012-07-31Listing removed$2,300
2011-08-03Listed for rent$2,300

For Sale by Agent

AgentJudy Canero, LLC
BrokerageMICHAEL SAUNDERS & COMPANY

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