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27185 Whitman Ave, Punta Gorda, FL, 33983

2beds
2baths
1,135sqft
$144,999
$128price/sqft
$1,278/moest. monthly cost
$51,120/yrincome needed

About This Home

The seller is only looking to entertain cash offers with a quick closing. This is an excellent investment opportunity you won’t want to miss. The home features easy-to-maintain flooring throughout with no carpet, ceiling fans in multiple rooms, and a well-equipped kitchen with attractive appliances. A washer and dryer are also included. Situated on a fully fenced half-acre lot with a gated entry, the outdoor space is a standout feature. The backyard offers plenty of room to spread out and enjoy, along with a nicely sized shed for additional storage. There’s ample space for an RV, boat, travel trailer, or other recreational vehicles, and even room to explore adding a guest house or expanding in the future. Inside, the home offers 2 bedrooms, 2 bathrooms, a 1-car garage, and a comfortable lanai area—perfect for relaxing or entertaining. The roof was replaced in 2023, adding peace of mind for years to come. Whether you’re looking for a primary residence, seasonal getaway or a property with strong rental potential, this home checks all the boxes. Opportunities like this don’t last long—schedule your showing before it’s gone.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
4/10
4/10
Charlotte High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,808
  • Total interior livable area: 1,135 sqft

Kitchen

  • Level: First
  • Area: 81
  • Dimensions: 9x9

Living Room

  • Level: First
  • Area: 144
  • Dimensions: 12x12

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 120
  • Dimensions: 12x10

Property

Details

  • Parcel number: 402322133004
  • Zoning: RMF10
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Screened
  • Exterior features: Other
  • Fencing: Wood

Lot

  • Lot size: 0.46 Acres
  • Features: Oversized Lot

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$113$1,356
Property Taxes $235$2,820
Electricity $197$2,366
Total$1,278$15,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,817/yr
40% on housing$38,340/yr
45% on housing$34,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 33983$169
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33983$171
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Pending sale$144,999
2026-05-09Price change$144,999
2026-05-05Listed for sale$149,999
2004-05-13Sold$8,100
2003-02-19Sold$83,000
2002-09-30Sold$54,828
1996-07-05Sold$63,000
1995-10-10Sold$18,400

For Sale by Agent

AgentJoseph Ciarla
BrokerageANYTIME REALTY LLC

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