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3712 Balboa Ct, Punta Gorda, FL, 33983

5beds
4baths
3,293sqft
$850,000
$258price/sqft
$6,430/moest. monthly cost
$257,200/yrincome needed

About This Home

Oversized Corner Lot Home Nestled right off the serene Peace River with 208 feet of seawall; this beautifully designed property offers nearly 3,300 square feet of finished living space and NO FLOODING. The main residence boasts 3 spacious bedrooms (plus flex room) and 2.5 bathrooms, while a private in-law suite features its own bedroom, bathroom, full kitchen, and living area—perfect for guests or multigenerational living. This custom-built home showcases exceptional attention to detail throughout. From the moment you step inside, you're welcomed by stunning waterfront views, thanks to an open-concept design that seamlessly blends indoor and outdoor living. Soaring volume ceilings and expansive windows flood the space with natural light, creating a bright and airy ambiance. A spacious balcony overlooks the pool area and stretches out to the tranquil water beyond. The heart of the home is the thoughtfully designed kitchen, featuring abundant storage, a suite of stainless-steel appliances—including a gas cooktop, built-in oven, and microwave—a center prep island with seating, granite countertops, matching tile backsplash. A formal/informal dining space offers flexibility for everyday meals or entertaining. For added convenience, the laundry room is located just off the kitchen and includes a dumbwaiter to the garage—perfect for easily transporting groceries or laundry between floors. The thoughtfully designed split-bedroom layout offers optimal privacy. The luxurious primary suite is a true retreat, complete with plush carpeting, an elegant tray ceiling, and multiple closets, including a generous walk-in. The en-suite bathroom is equally impressive, featuring a relaxing soaking tub, an extended vanity with dual sinks, and a spacious walk-in shower with a sleek frameless glass door. Two additional bedrooms are comfortably sized and share a well-appointed full guest bathroom. Step outside to a brick-paver covered lanai featuring ceiling fans, a fully equipped summer kitchen, and picturesque views of the heated pool and spa—an ideal space to unwind and take in the natural beauty of the Peace River. French doors open to a versatile room that can serve as an additional bedroom or private office, complete with its own attached utility room with laundry hook-up. For added convenience, there’s also a separate pool bath and direct access to the in-law suite. Enjoy breathtaking sunrises and sunsets over the serene 18-acre preserve—an incredible spot to watch manatees and dolphins in their natural habitat. The home also features metal roof, impact windows and shutters for the sliders, oversized A/C two car garage with workbench and upgraded lighting, stand-alone fireplaces, spiral staircase connects the outdoor spaces, in-ground LP Tank, two patio areas one with firepit and so much more. The property also features a dock, offering quick and easy boating access to Fisherman's Village, Charlotte Harbor, and the Gulf of Mexico. Whether you're dining waterside at Fisherman's Village or the luxurious Sunseeker Resort, both are just a short 5–10 minute boat ride away. ENJOY THE ATTACHED TOUR.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
4/10
4/10
Charlotte High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block,Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Dryer,Exhaust Fan,Microwave,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 192
  • Dimensions: 16x12

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 140
  • Dimensions: 14x10

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 196
  • Dimensions: 14x14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Storage Closet
  • Level: First
  • Area: 192
  • Dimensions: 16x12

Dining Room

  • Level: Second
  • Area: 184
  • Dimensions: 23x8

Features

  • Built-in Features,Ceiling Fan(s),Dumbwaiter,Eating Space In Kitchen,High Ceilings,Open Floorplan,PrimaryBedroom Upstairs,Split Bedroom,Stone Counters,Tray Ceiling(s),Walk-In Closet(s),In-Law Floorplan
  • Door features: French Doors,Outdoor Kitchen
  • Window features: Hurricane Shutters,Hurricane Shutters/Windows
  • Flooring: Carpet,Tile
  • Fireplace features: Gas,Living Room,Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,391
  • Total interior livable area: 3,293 sqft

Kitchen

  • Level: First
  • Area: 224
  • Dimensions: 16x14

Kitchen

  • Level: Second
  • Area: 322
  • Dimensions: 23x14

Laundry

  • Level: Second
  • Area: 90
  • Dimensions: 10x9

Living Room

  • Level: Second
  • Area: 1078
  • Dimensions: 49x22

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 255
  • Dimensions: 17x15

Property

Details

  • Parcel number: 402328227002
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite,Heated,In Ground,Screen Enclosure
  • Patio & porch: Covered,Patio,Porch,Screened
  • Exterior features: Balcony,Irrigation System,Lighting,Outdoor Kitchen
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Has view: Yes
  • View description: Pool,Trees/Woods,Water,Bay/Harbor - Partial,Canal
  • Has water view: Yes
  • Water view: Water,Bay/Harbor - Partial,Canal
  • On waterfront: Yes
  • Waterfront features: Canal Front,Bay/Harbor Access,Brackish Canal Access,Freshwater Canal Access,Saltwater Canal Access,Gulf/Ocean Access,Gulf/Ocean to Bay Access,Intracoastal Waterway Access,River Access,Bridges - No Fixed Bridges,Sailboat Water,Seawall
  • Waterbody name: PEACE RIVER
  • Frontage length: Canal: 120
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 0.50 Acres
  • Features: Cleared,Corner Lot,Landscaped,Oversized Lot,Street Dead-End
  • Lot size dimensions: 120 x 125 x 208 x 160

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$663$7,956
Property Taxes $1,138$13,656
Electricity $331$3,976
Total$6,430$77,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$220,457/yr
40% on housing$192,900/yr
45% on housing$171,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 33983$162
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33983$171
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-18Price change$950,000
2026-02-05Listed for sale$1,000,000
2025-06-23Listing removed$950,000
2025-06-04Price change$950,000
2025-04-18Listed for sale$1,000,000

For Sale by Agent

AgentRobbie Sifrit, MARINA PARK REALTY LLC
BrokerageMARINA PARK REALTY LLC

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