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10470 Sunny Dreams Ter, Placida, FL, 33946

5beds
5baths
4,243sqft
$4,200,000
$990price/sqft
$28,955/moest. monthly cost
$1,158,200/yrincome needed

About This Home

Discover the unparalleled elegance of Flamingo Ranch, a sprawling estate offering over 5,000 sq. ft. of thoughtfully designed living space. This exceptional residence features 5 bedrooms and 4.5 bathrooms, seamlessly blending luxury, comfort, and coastal charm. Set on nearly 3 acres with almost 300 feet of pristine Lemon Bay shoreline, the property offers deep-water dockage including a covered 16,000lb boat lift, along with a second dock capable of accommodating a vessel up to 55 feet. Additional highlights include a convenient kayak launch directly from Lemon Bay and a dedicated boat launch from one of the docks, providing effortless access to the Intracoastal Waterway and the Gulf, a true haven for boating and waterfront enthusiasts. The interior exudes comfort and functionality, with the master suite conveniently located on the ground floor for privacy and ease, while four additional bedrooms upstairs provide ample space for family or guests. The open-concept layout effortlessly connects living, dining, and entertainment areas, making it ideal for gatherings and socializing. A classic wraparound porch invites you to relax and take in sweeping views of the surrounding waterfront and natural landscape, perfect for morning coffee, sunset evenings, or entertaining guests. Step outside to enjoy a heated saltwater pool, a private pond, and a landscaped paradise enhanced by the home’s efficient irrigation system. A detached 3-car garage with workshop and a 44 x 12 ft storage area offers abundant space for vehicles, tools, and recreational equipment. Built for both beauty and resilience, Flamingo Ranch features solid block construction, foam insulation, hurricane-rated windows and shutters, a full backup generator, and a self-sufficient irrigation system with its own water source, keeping landscaping costs remarkably low while maintaining lush grounds year-round. The property also offers flexible opportunities, with the option to subdivide off the front one acre, ideal for additional building, agricultural use, horses, or recreational purposes, and is just minutes from Coral Creek Airport, perfect for private aviation enthusiasts. Nearby beach access places you moments from wide, pristine Gulf beaches, offering the best of both waterfront living and effortless beach enjoyment. Palm Island residents also have the opportunity to enjoy tennis and fitness memberships at Palm Island Resort, conveniently located close to the home, further enhancing the island lifestyle. Flamingo Ranch combines architectural excellence, coastal elegance, and unrivaled waterfront access, offering a lifestyle defined by luxury, serenity, and the very best of Palm Island living.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
6/10
4/10
Lemon Bay High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Stem Wall
  • Roof: Metal
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal,Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Range Hood,Refrigerator,Tankless Water Heater,Whole House R.O. System
  • Laundry features: Laundry Room

Balcony Porch Lanai

  • Level: First
  • Area: 465
  • Dimensions: 31x15

Bathroom4

  • Features: Built-in Closet
  • Level: Second
  • Area: 352
  • Dimensions: 16x22

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 195
  • Dimensions: 13x15

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 195
  • Dimensions: 13x15

Bedroom5

  • Features: Built-in Closet
  • Level: Second
  • Dimensions: 12x21

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 240
  • Dimensions: 12x20

Family Room

  • Level: First
  • Area: 195
  • Dimensions: 13x15

Features

  • Built-in Features,Ceiling Fan(s),Central Vacuum,Crown Molding,Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Thermostat,Walk-In Closet(s)
  • Door features: French Doors,Outdoor Grill,Sliding Doors
  • Window features: Window Treatments,Hurricane Shutters
  • Flooring: Ceramic Tile

Great Room

  • Level: First
  • Area: 272
  • Dimensions: 16x17

Heating & Cooling

  • Heating features: Central,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 5,891
  • Total interior livable area: 4,243 sqft

Kitchen

  • Level: First
  • Area: 216
  • Dimensions: 12x18

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 240
  • Dimensions: 12x20

Property

Details

  • Parcel number: 412028301003
  • Zoning: BBI
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite,Heated,In Ground,Lighting,Salt Water
  • Patio & porch: Covered,Front Porch,Patio,Rear Porch,Wrap Around
  • Exterior features: Irrigation System,Lighting,Outdoor Grill,Storage
  • Has view: Yes
  • View description: Pool,Trees/Woods,Water,Bay/Harbor - Full,Intracoastal Waterway
  • Has water view: Yes
  • Water view: Water,Bay/Harbor - Full,Intracoastal Waterway
  • On waterfront: Yes
  • Waterfront features: Bay/Harbor,Bay/Harbor Access,Beach Access,Saltwater Canal Access,Gulf/Ocean Access,Gulf/Ocean to Bay Access,Intracoastal Waterway Access,Lagoon Access,Boat Ramp - Private,Bridges - No Fixed Bridges,Fishing Pier,Lift - Covered,Minimum Wake Zone
  • Waterbody name: LEMON BAY
  • Residential vegetation: Fruit Trees,Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 2.76 Acres
  • Features: In County,Irregular Lot,Landscaped,Oversized Lot,Private,Street Dead-End,Zoned for Horses
  • Lot size dimensions: 239 x 999

Parking

  • Total spaces: 3
  • Parking features: Circular Driveway,Covered,Deeded,Driveway,Golf Cart Garage,Golf Cart Parking,Ground Level,Oversized,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,237$254,844
Home Insurance *$1,030$12,360
Property Taxes $6,261$75,132
Electricity $427$5,124
Total$28,955$347,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$992,742/yr
40% on housing$868,650/yr
45% on housing$772,133/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$990This listing

vs Other Active Listings

Avg $/sqft

ZIP 33946$315
Charlotte County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 33946$321
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-20Listed for sale$4,200,000
2025-06-02Listing removed$4,900,000
2023-11-22Listed for sale$4,900,000
2021-05-11Listing removed--
2021-03-05Listed for sale$4,750,000
2013-02-27Sold$1,305,000
2012-12-29Price change$1,377,500
2012-11-22Listed for sale$1,450,000
2012-09-11Sold$4,362,800
2012-02-20Listing removed$2,980,000
2011-12-08Listed for sale$2,980,000
2010-10-19Listing removed$4,490,000
2010-05-07Listed for sale$4,490,000
2000-01-28Sold$205,000

For Sale by Agent

AgentShawna Wagar
BrokerageGULF TO BAY SOTHEBY'S INTERNAT

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