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1248 Jefferson Dr, Englewood, FL, 34224

2beds
2baths
1,214sqft
$439,000
$362price/sqft
$3,484/moest. monthly cost
$139,360/yrincome needed

About This Home

Your Private Englewood Oasis Awaits Turnkey Tropical Pool Home with Private Lake Dock & Rare Beach Club Membership* Discover your perfect Florida escape in this charming 2-bed, 2-bath pool home in the desirable May Terrace neighborhood. Just 2.5 miles from Gulf beaches, this turnkey* gem sits amid lush, established tropical landscaping and offers storm-proof peace of mind with NO FLOOD ZONE, no HOA, and no CDD fees. Recent upgrades include a brand-new 2025 HVAC, impact windows & doors, metal roof, updated bathrooms, new 2025 microwave & 2026 dishwasher, and fresh interiors. Enjoy a west-facing lanai with stunning daily sunsets, a solar-heated private pool (zero electric cost!), and your own fishing dock on a serene backyard lake. Easy-care tile floors, split plan, and 1,214 sq ft of bright living space. Prime Location: • 5 min to Englewood Beach & Manasota Key • 2 min to Publix, Starbucks & Home Depot • 2 min to waterfront dining Bonus: Eligible owners can join the exclusive Englewood Gardens Beach Club for private beach access with parking and Wi-Fi — a rare perk. Don’t miss this move-in ready tropical retreat! *Some exclusions apply

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
6/10
4/10
Lemon Bay High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Range Hood,Refrigerator,Washer
  • Laundry features: In Garage

Balcony Porch Lanai

  • Level: First
  • Area: 1689.66
  • Dimensions: 44.7x37.8

Bathroom2

  • Level: First
  • Area: 35.26
  • Dimensions: 4.1x8.6

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 151.13
  • Dimensions: 12.7x11.9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 86
  • Dimensions: 10x8.6

Family Room

  • Level: First
  • Area: 222.5
  • Dimensions: 17.8x12.5

Features

  • Ceiling Fan(s),Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 1,214 sqft

Kitchen

  • Level: First
  • Area: 72.24
  • Dimensions: 8.4x8.6

Living Room

  • Level: First
  • Area: 226.2
  • Dimensions: 19.5x11.6

Primary Bathroom

  • Level: First
  • Area: 31.236
  • Dimensions: 4.11x7.6

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 152.46
  • Dimensions: 12.1x12.6

Property

Details

  • Parcel number: 412005430017
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Screen Enclosure,Solar Heat
  • Exterior features: Private Mailbox
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Privileges

Lot

  • Lot size: 9,825 sqft
  • Features: Landscaped,Private
  • Lot size dimensions: 75 x 131

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$410$4,920
Property Taxes $658$7,896
Electricity $197$2,366
Total$3,484$41,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,451/yr
40% on housing$104,520/yr
45% on housing$92,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$362This listing

vs Other Active Listings

Avg $/sqft

ZIP 34224$170
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 34224$200
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-27Listed for sale$439,000
2025-10-04Listing removed$430,000
2025-03-18Listed for sale$430,000
2025-02-15Listing removed$441,000
2024-12-27Price change$441,000
2024-08-10Listed for sale$450,000
2022-08-05Sold$410,000
2022-07-22Pending sale$410,000
2022-07-19Price change$410,000
2022-07-01Pending sale$425,000
2022-06-24Listed for sale$425,000
2012-05-11Sold$118,000
2012-04-08Listed for sale$129,900
2012-01-25Sold$73,500

For Sale by Agent

AgentLiz Wiggins
BrokerageTREND REALTY

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