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16130 Aralia Dr, Punta Gorda, FL, 33955

1beds
1baths
432sqft
$185,000
$428price/sqft
$1,338/moest. monthly cost
$53,520/yrincome needed

About This Home

Your private acre in paradise awaits! This versatile home offers over 1,000 sq ft of living space with a layout designed for flexibility and future growth. Recent improvements include a 5-year-old roof on the main home and rear living areas, plus a metal roof (approx. 4 years old) over the Florida room and screened porch. The home features dual 12’ x 24’ living areas, an 18’ x 24’ kitchen, dining, and bath zone, and an enclosed patio that expands your living options. Plenty of space to roam, add on, or customize with low-down rehab financing available. Enjoy quiet country living just minutes from US-41, Charlotte Harbor, and nearby parks and wildlife areas.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-510.6 mi
4/10
Punta Gorda Middle SchoolGrades 6-810.7 mi
4/10
Charlotte High SchoolGrades 9-1210.7 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,002
  • Total interior livable area: 432 sqft

Kitchen

  • Features: No Closet
  • Level: First
  • Area: 81
  • Dimensions: 9x9

Living Room

  • Features: No Closet
  • Level: First
  • Area: 120
  • Dimensions: 12x10

Primary Bathroom

  • Features: No Closet
  • Level: First
  • Area: 63
  • Dimensions: 7x9

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 90
  • Dimensions: 10x9

Property

Details

  • Parcel number: 422430202009
  • Zoning: AG
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None

Lot

  • Lot size: 1 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Wildfire
Coastal Flooding
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$77$924
Property Taxes $129$1,548
Electricity $197$2,366
Total$1,338$16,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,874/yr
40% on housing$40,140/yr
45% on housing$35,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$428This listing

vs Other Active Listings

Avg $/sqft

ZIP 33955$179
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33955$200
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-28Price change$185,000
2026-03-27Listed for sale$200,000
2026-03-17Pending sale$200,000
2026-01-30Price change$200,000
2026-01-21Listed for sale$189,000

Pre-Foreclosure - For Sale by Agent

AgentRoger Chandler
BrokerageBOWERS REALTY AND PROPERTY

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