8407 Oak Jay Ln, Englewood, FL, 34224
About This Home
Short Sale. 2-bedroom, 2-bath home ideally situated on a peaceful pond in the highly sought-after gated community of Oyster Creek. Enter through the screened foyer and enjoy direct views through the great room and lanai to the water beyond. The home features volume ceilings and two sets of triple sliding glass doors that open to a spacious screened lanai—perfect for relaxing and taking in the surrounding wildlife. The primary suite offers a large walk-in closet and a walk-in shower. The kitchen provides ample cabinet and counter space, along with a convenient breakfast bar. Located within walking distance to the clubhouse, pool and spa, fitness center, library, bocce ball, and tennis courts. Just minutes to shopping, dining, and the beach. This property presents a great opportunity for a buyer to update and customize to their own taste.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1993
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Florida
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: In Garage
Balcony Porch Lanai
- Level: First
- Area: 207
- Dimensions: 23x9
Bathroom2
- Features: Tub With Shower
- Level: First
- Area: 60
- Dimensions: 10x6
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 156
- Dimensions: 12x13
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- High Ceilings
- Door features: Sliding Doors
- Window features: Blinds,Window Treatments
- Flooring: Carpet,Ceramic Tile
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,048
- Total interior livable area: 1,393 sqft
Kitchen
- Features: Breakfast Bar,Pantry,Dual Sinks
- Level: First
- Area: 132
- Dimensions: 11x12
Living Room
- Level: First
- Area: 506
- Dimensions: 22x23
Primary Bathroom
- Features: Shower No Tub
- Level: First
- Area: 120
- Dimensions: 10x12
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 192
- Dimensions: 16x12
Property
Details
- Parcel number: 412004478002
- Zoning: PD
- Special condition: Short Sale
Features
- Levels: One
- Stories: 1
- Pool features: In Ground
- Patio & porch: Front Porch,Rear Porch,Screened
- Exterior features: Irrigation System,Rain Gutters
- Has view: Yes
- View description: Water,Pond
- Has water view: Yes
- Water view: Water,Pond
- On waterfront: Yes
- Waterfront features: Pond
- Residential vegetation: Trees/Landscaped
Lot
- Lot size: 6,600 sqft
- Features: City Lot,Near Golf Course
- Lot size dimensions: 60 x 110
Parking
- Total spaces: 2
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charlotte County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $224 | $2,688 |
| Property Taxes | $353 | $4,236 |
| Electricity | $197 | $2,366 |
| Total | $1,987 | $23,844 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $270,000 |
| 2026-04-01 | Listed for sale | $284,000 |
| 2022-08-24 | Sold | $359,000 |
| 2022-07-25 | Pending sale | $359,000 |
| 2022-07-06 | Listed for sale | $359,000 |
| 2022-07-05 | Pending sale | $359,000 |
| 2022-06-27 | Listed for sale | $359,000 |
| 2022-06-15 | Pending sale | $359,000 |
| 2022-06-10 | Listed for sale | $359,000 |
| 2019-10-08 | Listing removed | $234,900 |
| 2019-08-12 | Listed for sale | $234,900 |
| 2019-08-12 | Pending sale | $234,900 |
| 2019-04-16 | Listed for sale | $234,900 |
| 2003-03-04 | Sold | $166,000 |
| 2002-05-01 | Sold | $30,000 |
| 1999-09-17 | Sold | $170,000 |
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