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331 Bocilla Dr, Placida, FL, 33946

2beds
2baths
1,120sqft
$899,900
$803price/sqft
$6,429/moest. monthly cost
$257,160/yrincome needed

About This Home

This Key West Style Home offers 2 bedrooms with 2 baths and is a great value with premium features for waterfront living on Palm Island. This home is situated on Bocilla Lagoon which is a 300 ft waterway with access to the ICW and The Gulf of Mexico. Exterior features of this property are a private dock and 10,000l# boat lift (installed in 2024), irrigation well, recently painted, hurricane shutters, septic (installed in 2021), large 1,480 sf open deck with a pergola. Complete outdoor shower facility and there's room for a pool. Enter into the spacious living area thru 6x12' pocketing sliders, you will immediately notice the vaulted ceilings and large open floor plan as well as the same tile flooring throughout the entire home. The interior of the home is nearly painted with the same neutral color throughout plus new window treatments and all new matching contemporary fans. The kitchen has wooden cabinets with soft close drawers and doors, quartz countertops and stainless-steel appliances and sink. The spacious primary bedroom is an ensuite. For those relaxing sunset evenings, there is a 10x28' covered, screened and carpeted lanai located waterside. Located on the ground level is a LG air-conditioned bonus room,(270 sf) with new sliding and 2 passage doors, as well as new windows and treatments. The separate laundry room (180 sf) has a washer and dryer (2024), hot water heater (2025) as well as an adjacent storage room. Ground level rooms have new vinyl plank flooring. Welcome to Palm Island Living. Seller has installed as of December 2025 a new 3 ton Trane outside condenser as well as an inside air handler. Warranty may be transferrable.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
6/10
4/10
Lemon Bay High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Raised
  • Roof: Metal
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal,Elevated,Key West
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Convection Oven,Cooktop,Dishwasher,Dryer,Electric Water Heater,Freezer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Balcony Porch Lanai

  • Level: First
  • Area: 280
  • Dimensions: 10x28

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 156
  • Dimensions: 12x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Attic Fan,Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Thermostat
  • Door features: Outdoor Grill,Outdoor Shower,Sliding Doors
  • Window features: Window Treatments,Hurricane Shutters
  • Flooring: Tile

Heating & Cooling

  • Heating features: Electric,Exhaust Fan,Wall Units / Window Unit
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 3,106
  • Total interior livable area: 1,120 sqft

Kitchen

  • Level: First
  • Area: 132
  • Dimensions: 11x12

Living Room

  • Level: First
  • Area: 323
  • Dimensions: 17x19

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 168
  • Dimensions: 12x14

Property

Details

  • Parcel number: 412033401007
  • Zoning: BBI
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Balcony,Gray Water System,Outdoor Grill,Outdoor Shower,Rain Gutters,Storage
  • Fencing: Chain Link,Fenced,Vinyl
  • Has view: Yes
  • View description: Bay/Harbor - Full
  • Has water view: Yes
  • Water view: Bay/Harbor - Full
  • On waterfront: Yes
  • Waterfront features: Lagoon,Brackish Water Access,Gulf/Ocean Access,Intracoastal Waterway Access,Lagoon Access,Bridges - Fixed,Lift
  • Waterbody name: BOCILLA LAGOON

Lot

  • Lot size: 10,800 sqft
  • Lot size dimensions: 80 x 135

Parking

  • Parking features: Covered,Golf Cart Parking,Ground Level,Guest,Under Building

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$220$2,640
Property Taxes $1,462$17,544
Electricity $197$2,366
Total$6,429$77,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$220,422/yr
40% on housing$192,870/yr
45% on housing$171,440/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$803This listing

vs Other Active Listings

Avg $/sqft

ZIP 33946$332
Charlotte County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 33946$321
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$849,900
2026-03-18Price change$899,900
2025-12-10Price change$949,900
2025-10-16Listed for sale$995,000
2025-09-06Listing removed$999,999
2025-08-04Price change$999,999
2025-07-15Price change$1,090,000
2025-04-10Price change$1,190,000
2025-02-06Listed for sale$1,249,000
2021-07-14Sold$715,000
2021-04-28Pending sale$879,000
2021-04-07Price change$879,000
2021-03-22Pending sale$870,000
2021-03-19Listed for sale$870,000
2006-02-27Sold$450,000
2004-06-02Sold$480,000

For Sale by Agent

AgentKevin Mackin
BrokerageMICHAEL SAUNDERS & COMPANY

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