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6526 Jack St, Punta Gorda, FL, 33982

2beds
2baths
840sqft
$175,000
$208price/sqft
$1,493/moest. monthly cost
$59,720/yrincome needed

About This Home

Welcome to easy Florida living in the Pine Acres community of Punta Gorda! This beautifully updated 2 bedroom, 2 bathroom manufactured home offers a bright, open layout with modern finishes throughout—perfect for a seasonal retreat, first-time buyer, or anyone looking for low-maintenance living. Step inside to a spacious living area filled with natural light, highlighted by newer vinyl plank flooring, neutral paint tones, and updated ceiling fans. The open-concept kitchen has been tastefully renovated with crisp white cabinetry, stainless steel appliances, granite-style countertops, and a stylish mosaic tile backsplash, creating a clean and inviting space that flows seamlessly into the main living area—ideal for everyday living or entertaining. Both bedrooms are generously sized, offering comfortable retreats, while the two full bathrooms feature updated vanities and finishes. A convenient indoor laundry area adds everyday functionality. Outside, enjoy a covered porch—perfect for morning coffee or evening relaxation—along with a long concrete driveway providing ample parking. A generously sized storage shed offers space for tools, hobbies, or beach gear. The exterior is well maintained and designed for easy upkeep, making this home truly move-in ready. Located in Pine Acres, you’re just minutes from downtown Punta Gorda, Fisherman’s Village, shopping, dining, and waterfront activities. Whether you’re searching for a winter getaway, affordable Florida home, or smart first purchase, this property checks all the boxes.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-52.0 mi
4/10
4/10
Charlotte High SchoolGrades 9-124.2 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2005

Materials

  • Foundation: Crawlspace,Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Kitchen/Family Room Combo,Living Room/Dining Room Combo,Split Bedroom,Stone Counters,Thermostat
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Kitchen

  • Level: First
  • Area: 45
  • Dimensions: 9x5

Living Room

  • Level: First
  • Area: 195
  • Dimensions: 15x13

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 143
  • Dimensions: 11x13

Property

Details

  • Parcel number: 402326455018
  • Zoning: MHC
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Porch,Side Porch
  • Exterior features: Other

Lot

  • Lot size: 7,875 sqft
  • Features: Cleared
  • Lot size dimensions: 75 x 105

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$107$1,284
Property Taxes $305$3,660
Electricity $197$2,366
Total$1,493$17,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,188/yr
40% on housing$44,790/yr
45% on housing$39,813/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 33982$180
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33982$199
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-28Listed for sale$175,000
2023-05-04Listing removed--
2023-04-27Price change$1,800
2023-03-25Price change$1,900
2023-03-15Listed for rent$2,000
2022-08-03Sold$40,000
2014-03-14Sold$9,000
2013-11-24Listed for sale$12,000
2012-01-08Listing removed$20,000
2011-11-20Listed for sale$20,000
1999-01-25Sold$50,000

For Sale by Agent

AgentMelissa McThenia
BrokerageKW PEACE RIVER PARTNERS

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