704 Bimini Ln, Punta Gorda, FL, 33950
About This Home
NEVER FLOODED | HIGH & DRY AT 9’ ELEVATION | $65,000 PREMIUM ALUMINUM ROOF | 133FT SEAWALL | POWER BOAT SECTION | NO HOA Discover incredible potential in this exceptionally maintained 3-bed, 2-bath canal-front home in the desirable Power Boat section of Punta Gorda Isles with beautiful mature landscaping. Tucked on a quiet cul-de-sac with fantastic neighbors and expensive waterfront estates, this custom-designed well kept residence has incredible "good bones." Bring your vision to a rock-solid, well-built home in a premier location! Peace of mind comes standard. Sitting high and dry at a rare 9-foot elevation, this home has zero history of flooding, water intrusion, or hurricane damage. Add the coveted assumable flood insurance, full hurricane-impact windows, and a new $65,000 premium aluminum roof (2022) for an incredibly secure investment. Fire and police protection are just 1 mile away. A boater's paradise, the property boasts a massive 133-foot seawall easily accommodating a large power boat. Relax on your private dock or screened lanai and take in spectacular water views stretching in both directions down the canal! Enjoy quick, direct boating access to Charlotte Harbor and the Gulf. Catch big fish from your backyard, or watch regular appearances by dolphins and manatees. Inside, a bright living and dining area features vaulted ceilings and beautiful water views from all rooms on the north side of the home. Three-panel sliding doors disappear when open, creating a seamless indoor-outdoor living experience flowing onto the lanai. Accented with solid wood crown molding and trim, the kitchen features a breakfast nook, pass-through bar to the lanai, and butler’s pantry. Enjoy an upgraded HVAC (with humidity control/air freshener) and premium water systems (softener, triple-filtered, reverse osmosis). The split-bedroom layout ensures privacy, with a spacious primary suite opening to the lanai. Storage is abundant, including a dedicated laundry room and 2-car garage with a utility sink. Location is everything! You are steps from the Harbor Walk, a dog park, and a gym right around the corner. Indulge in local eateries just a mile away—including the state's best Irish pub, an English pub, and Fisherman’s Village seafood. Historic Downtown, parks, pickleball, golf, and the "Ring Around the City" trail are at your fingertips, with the Punta Gorda Airport just a short drive away. This gem offers structural integrity, storm protection, and a luxury waterfront lifestyle. Schedule your private showing today! Quote to install pool is available upon request.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1980
Materials
- Roof: Metal
- Construction materials: Block,Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar,Built-in Features,Living/Dining Room,Pantry,Tub Shower,Vaulted Ceiling(s),Split Bedrooms,Screened Porch
- Window features: Impact Glass
- Flooring: Tile,Wood
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 2,727
- Total interior livable area: 1,830 sqft
Property
Details
- Parcel number: 412212429004
- Lease amount: 0
Features
- Stories: 1
- Patio & porch: Lanai,Porch,Screened
- Exterior features: None,Shutters Manual
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- On waterfront: Yes
- Waterfront features: Canal Access
Lot
- Lot size: 0.26 Acres
- Features: Irregular Lot
- Lot size dimensions: 92 x 110 x 133 x 120
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charlotte County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,527 | $30,324 |
| Home Insurance * | $343 | $4,116 |
| Property Taxes | $792 | $9,504 |
| Electricity | $197 | $2,366 |
| Total | $3,859 | $46,308 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-10 | Price change | $499,900 |
| 2025-11-18 | Listed for sale | $525,000 |
View on Zillow