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194 Maracal Way, Punta Gorda, FL, 33983

4beds
3baths
2,916sqft
$525,000
$180price/sqft
$4,058/moest. monthly cost
$162,320/yrincome needed

About This Home

Welcome to the desirable Deep Creek neighborhood of Punta Gorda! This spacious 4-bedroom solar-powered pool home offers over 2,900 square feet under air and more than 3,800 total square feet of living space. The home features a generous Owner’s Suite with oversized closets, a double vanity, garden tub, and separate shower, along with a second full bath. Enjoy Florida living in the large screened lanai and pool area, perfect for relaxing or entertaining. The large great room features cathedral ceilings and a cozy wood-burning fireplace, creating an inviting space for gathering with family and friends. Located in a sought-after community and not in a flood zone, this home offers comfort, space, and convenience in a fantastic location.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
4/10
4/10
Charlotte High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Inside

Bathroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 55
  • Dimensions: 11x5

Bathroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 55
  • Dimensions: 11x5

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 143
  • Dimensions: 13x11

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 180
  • Dimensions: 15x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Central Vacuum,Eating Space In Kitchen,Living Room/Dining Room Combo,Solid Wood Cabinets,Split Bedroom,Thermostat,Walk-In Closet(s)
  • Door features: French Doors,Sliding Doors
  • Flooring: Carpet,Cork,Porcelain Tile,Hardwood
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Great Room

  • Level: First
  • Area: 31025
  • Dimensions: 17x1825

Heating & Cooling

  • Heating features: Central,Solar
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,797
  • Total interior livable area: 2,916 sqft

Kitchen

  • Level: First
  • Area: 220
  • Dimensions: 11x20

Primary Bathroom

  • Features: Built-in Closet
  • Level: First
  • Area: 182
  • Dimensions: 13x14

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 306
  • Dimensions: 17x18

Property

Details

  • Parcel number: 402305257006
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Outside Bath Access,Screen Enclosure
  • Patio & porch: Screened
  • Exterior features: Storage
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 0.27 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Driveway,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$409$4,908
Property Taxes $702$8,424
Electricity $293$3,521
Total$4,058$48,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,131/yr
40% on housing$121,740/yr
45% on housing$108,213/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 33983$165
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33983$171
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$540,000
2019-05-03Sold$299,900
2019-03-30Pending sale$319,999
2019-02-18Price change$319,999
2018-10-31Price change$339,000
2018-09-27Price change$349,900
2018-09-09Price change$365,000
2018-09-06Price change$385,000
2018-07-30Price change$389,000
2018-07-24Price change$395,000
2018-06-29Listed for sale$399,000
1998-05-09Sold$219,500

For Sale by Agent

AgentCaleb Maxwell
BrokerageRE/MAX PALM REALTY

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