30048 OAK ROAD, Punta Gorda, FL, 33982
About This Home
DOUBLE LOT WITH DETACHED GARAGE! Situated on a spacious 1/2 acre, this well-maintained home, built in 1996, features 2 bedrooms and 3 full bathrooms, offering a true dual primary suite design. Each bedroom includes its own private en-suite bathroom and walk-in closet, making it ideal for guests. 2nd guest bedroom has its own entry door w/ keypad that could be used as a rental or VRBO. The split-bedroom floor plan features a bright, open great room with soaring cathedral ceilings and large marble & tile flooring throughout the home. Enjoy Florida living from the screened front entry or relax on the expansive screened lanai complete with an above-ground spa. The backyard is highlighted by a magnificent mature oak tree that provides abundant shade and would be perfect for a tire swing. One year HOME WARRANTY PLAN for buyer at time of closing. The additional lot offers exceptional flexibility and includes a 576-square-foot detached garage, added in 2015, with full electrical service and plumbing already roughed in for a future bathroom—perfect for a workshop, hobby space, or additional storage. Endless possibilities!!! According to Charlotte County permitting records, recent improvements include: New electrical panel (2022) Overlay roof on detached garage (2021) Main house roof (2018) 3-ton, 14-SEER A/C system (2018) Water heater (2018) Ridge Harbor offers an optional HOA membership for just $25 per year, with an additional $10 annual fee for a marina boat ramp key, providing convenient access for boating enthusiasts. Conveniently located approximately 10 minutes from I-75 and historic downtown Punta Gorda, you'll enjoy easy access to shopping, dining, waterfront parks, entertainment, and all that Southwest Florida has to offer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Concrete
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator
- Laundry features: Inside
Balcony Porch Lanai
- Level: First
- Area: 288
- Dimensions: 12x24
Bedroom2
- Features: Walk-In Closet(s)
- Level: First
- Area: 198
- Dimensions: 18x11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
- Area: 72
- Dimensions: 8x9
Features
- Cathedral Ceiling(s),Solid Surface Counters,Split Bedroom,Walk-In Closet(s)
- Door features: Sliding Doors
- Window features: Skylight(s),Window Treatments
- Flooring: Ceramic Tile
Great Room
- Level: First
- Area: 224
- Dimensions: 16x14
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,404
- Total interior livable area: 1,544 sqft
Kitchen
- Level: First
- Area: 156
- Dimensions: 13x12
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 234
- Dimensions: 18x13
Property
Details
- Parcel number: 402419103011
- Zoning: RSF5
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Enclosed,Front Porch
- Exterior features: Rain Gutters
- Has spa: Yes
- Spa features: Above Ground
- Residential vegetation: Oak Trees
Lot
- Lot size: 0.46 Acres
- Features: Oversized Lot
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Lightning
- Inland Flooding
- Strong Wind
- Wildfire
- Coastal Flooding
- Drought
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charlotte County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,668 | $20,016 |
| Home Insurance * | $203 | $2,436 |
| Property Taxes | $408 | $4,896 |
| Electricity | $197 | $2,366 |
| Total | $2,476 | $29,712 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Price change | $315,000 |
| 2026-08-02 | Listed for sale | $329,900 |
| 2018-10-15 | Sold | $130,000 |
| 2018-10-09 | Pending sale | $127,000 |
| 2018-09-12 | Price change | $127,000 |
| 2018-08-03 | Listed for sale | $157,000 |
| 2018-06-25 | Sold | $120,000 |
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