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8206 Riverside Dr, Punta Gorda, FL, 33982

2beds
2baths
1,416sqft
$157,900
$112price/sqft
$1,130/moest. monthly cost
$45,200/yrincome needed

About This Home

Calling all Investors/Contractors! here is your opportunity to finsih this home your way! New roof in 2023- this home has had interior water damage. Situated on a .43 acre lot- this home has great possibilities. Additional storage shed. This home has close proximity to Shell Creek. Centrally located and ready for you to make your own!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-53.3 mi
4/10
5/10
Charlotte High SchoolGrades 9-125.5 mi

Construction

Condition

  • Property condition: Known Damage
  • Year built: 1970

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Family/Dining Room,Living/Dining Room,Main Level Primary,None,Other,Other,Great Room
  • Window features: Single Hung
  • Flooring: Other

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,028
  • Total interior livable area: 1,416 sqft

Property

Details

  • Parcel number: 402325204001
  • Lease amount: 0

Features

  • Stories: 1
  • Exterior features: Fence,None,Storage
  • Has view: Yes
  • View description: Landscaped
  • Waterfront features: None

Lot

  • Lot size: 0.43 Acres
  • Features: Oversized Lot
  • Lot size dimensions: 125 x 155 x 142 x 151

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $798$9,576
Home Insurance *$97$1,164
Property Taxes $38$456
Electricity $197$2,366
Total$1,130$13,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,742/yr
40% on housing$33,900/yr
45% on housing$30,133/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 33982$180
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33982$199
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Listed for sale$157,900

For Sale by Agent

AgentJulie Millam
BrokerageGulf Coast Living Real Estate, Inc

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