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631 Tahiti Ct, Punta Gorda, FL, 33950

3beds
3baths
1,820sqft
$365,000
$201price/sqft
$2,813/moest. monthly cost
$112,520/yrincome needed

About This Home

QUICK DEEP WATER SAILBOAT ACCESS TO ALLIGATOR CREEK LEADING TO THE GULF WITH NO BRIDGES! AN ABUNDANCE OF COASTAL CHARM IN THIS FURNISHED 3 BEDROOM, 2.5 BATH, 1-CAR GARAGE WATERFRONT HOME ON QUIET CUL-DE-SAC IN RIVERIA LAGOONS! Built with upgraded 160 MPH wind-zone construction, with house plans confirming the higher wind rating providing added durability and peace of mind! Pull into the paver driveway leading you to a welcoming front porch where inside, an open floor plan with high ceilings, crown molding, and hardwood floors immediately sets the tone. Natural light pours through, enhancing the bright, and airy ambiance throughout the main living spaces. Generous living room, just off the entryway, features double French doors that frame panoramic views of the canal and deck. The dining room is equally inviting, with triple windows that bring the outdoors in. Functional kitchen offers white cabinetry, solid surface countertops, stainless steel appliances, breakfast bar and eat-in kitchen—perfect for morning coffee or casual meals. Primary suite is complete with a walk-in closet and en-suite bath featuring dual sinks and tile walk-in shower. Split floor plan ensures privacy, with two additional bedrooms sharing a well-appointed guest bath. Step outside to your oversized deck with true southern exposure, perfect for outdoor entertaining and overlooks 70' of waterfrontage with riprap seawall and wood dock—ideal for fishing, launching your boat, or simply soaking in the serenity of your surroundings. From here, you’re just minutes away from open water adventures. Additional highlights include newer roof (2022) and brand new main AC unit (2025) Located in a quiet neighborhood with no HOA fees, this home is less than 10 minutes from historic downtown Punta Gorda near restaurants, shopping, fishing, boating, community events and entertainment. Don't miss the chance to make this waterfront gem your new Florida retreat! Schedule your private showing today!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
4/10
4/10
Charlotte High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: MobileManufactured
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bathroom2

  • Features: Dual Sinks,Exhaust Fan,Tub With Shower
  • Level: First
  • Area: 40
  • Dimensions: 5x8

Bathroom3

  • Features: Exhaust Fan,Granite Counters,Single Vanity
  • Level: First
  • Area: 24
  • Dimensions: 3x8

Bedroom2

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 168
  • Dimensions: 12x14

Bedroom3

  • Features: Ceiling Fan(s),No Closet
  • Level: First
  • Area: 104
  • Dimensions: 8x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dinette

  • Level: First
  • Area: 108
  • Dimensions: 9x12

Dining Room

  • Level: First
  • Area: 144
  • Dimensions: 12x12

Features

  • Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Thermostat,Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Blinds
  • Flooring: Carpet,Ceramic Tile,Hardwood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,536
  • Total interior livable area: 1,820 sqft

Kitchen

  • Features: Breakfast Bar,Ceiling Fan(s)
  • Level: First
  • Area: 168
  • Dimensions: 14x12

Laundry

  • Level: First
  • Area: 49
  • Dimensions: 7x7

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 384
  • Dimensions: 16x24

Primary Bathroom

  • Features: Dual Sinks,Exhaust Fan,Shower No Tub,Water Closet/Priv Toilet
  • Level: First
  • Area: 99
  • Dimensions: 11x9

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 195
  • Dimensions: 15x13

Property

Details

  • Parcel number: 412319327002
  • Zoning: MHC
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Exterior features: Private Mailbox
  • Has view: Yes
  • View description: Water,Canal
  • Has water view: Yes
  • Water view: Water,Canal
  • On waterfront: Yes
  • Waterfront features: Canal - Saltwater,Saltwater Canal Access,Riprap,Sailboat Water
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 7,700 sqft
  • Features: Cul-De-Sac,Landscaped
  • Lot size dimensions: 70 x 110

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$250$3,000
Property Taxes $521$6,252
Electricity $197$2,366
Total$2,813$33,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,445/yr
40% on housing$84,390/yr
45% on housing$75,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 33950$216
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33950$267
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-02Listed for sale$365,000
2026-03-10Pending sale$365,000
2026-02-16Price change$365,000
2026-01-16Price change$399,000
2025-12-19Listed for sale$440,000
2025-12-12Listing removed$3,300
2025-11-18Listed for rent$3,300
2022-03-27Listing removed--
2022-03-25Listed for rent$2,400
2019-06-08Listing removed$2,200
2019-03-15Listed for rent$2,200
2018-12-17Listing removed$2,300
2018-12-15Price change$2,300
2018-12-11Sold$1,995
2018-12-03Price change$1,995
2018-04-26Price change$2,300
2017-10-16Price change$2,200
2017-08-30Price change$2,400
2017-06-13Listed for rent$1,500
2017-05-27Listing removed$309,000
2017-02-14Price change$309,000
2016-11-23Listed for sale$375,000
2016-09-23Listing removed$2,900
2015-11-25Listed for rent$2,900

For Sale by Agent

AgentBrian Helgemo
BrokerageCOMPASS FLORIDA

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