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890 E 2nd St, Englewood, FL, 34223

3beds
3baths
1,768sqft
$359,000
$203price/sqft
$2,869/moest. monthly cost
$114,760/yrincome needed

About This Home

ON THE WATER Canal duplex. Oversized lot, new shed on property, fenced in back yard. Great investment property, Or live in one side and rent the other! Unit #1 Has 2 bedrooms, 1.5 baths. Tile throughout. Laundry hook ups. 1144 sq ft with 312 sq ft carport. Unit #2 is furnished with new flooring. Stacked washer dryer included. 624 Sq ft. Pictures are from unit #2, more pictures to come. New roof 2023! New a/c both sides 2023! NO REALTOR CALLS, interested buyer calls only.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

8/10
7/10
5/10
Lemon Bay High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1957

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: MultiFamily

Interior

Appliances

  • Appliances included: Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Laminate

Interior Area

  • Total interior livable area: 1,768 sqft

Property

Details

  • Parcel number: 412005154006

Features

  • Exterior features: Shingle,Cement / Concrete
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 0.41 Acres

Parking

  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$606$7,272
Property Taxes $251$3,012
Electricity $197$2,366
Total$2,869$34,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,365/yr
40% on housing$86,070/yr
45% on housing$76,506/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 34223$334
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 34223$256
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-18Price change$359,000
2026-05-12Price change$379,000
2026-04-29Price change$389,000
2026-03-11Price change$409,000
2026-03-02Price change$419,000
2026-02-07Listed for sale$439,000
2005-02-10Sold$252,000
2002-08-30Sold$85,000

For Sale by Owner

AgentProperty Owner

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