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877 Black Bear Dr, House Springs, MO, 63051

2beds
1baths
1,026sqft
$274,000
$267price/sqft
$1,947/moest. monthly cost
$77,880/yrincome needed

About This Home

Beautiful, move in ready, meticulously cared for home. This customized home offers larger (10x4) primary closet, seamless, Premium Vinyl Plank Flooring. Upgrades include Moen Fixtures, Sliding Barn Door In Main Bedroom, Large Pantry And Main Floor Laundry. Entryway And Open Stairs To Lower Level Add To Open Floor Plan. The Basement has Rough In Bathroom and Egress Window. Turn your Basement Into A Guest Bedroom, and/or An Extra Room To Entertain. Large level Backyard Backing To Common Grounds. Off The Living Room the slider opens to A Beautiful 10x10 Composite Deck With Stairs Where You Can Enjoy A Quiet, Beautiful View and Breathtaking Sunsets. All This And So Much More. Only 15 Minutes to Gravois Bluffs Shopping Area. Included In The Sale: Refrigerator, Stove/Oven, Microwave And Dishwasher, LG White Stack Washer/Dryer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Northwest Valley SchoolGrades 6-81.6 mi
6/10
Northwest High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick Veneer,Stone Veneer,Vinyl Siding

Other

  • Builder name: Mcbride

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean,Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Self Cleaning Oven,Electric Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Storage Space,Sump Pump,Unfinished

Bathroom2

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Breakfast Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Features

  • Breakfast Bar,Breakfast Room,Custom Cabinetry,Dining/Living Room Combo,Eat-in Kitchen,Entrance Foyer,Granite Counters,Open Floorplan,Pantry,Solid Surface Countertop(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Panel Door(s),Sliding Doors
  • Window features: Insulated Windows,Storm Window(s),Tilt-In Windows
  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 1,026

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,026
  • Total interior livable area: 1,026 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Laundry

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Living Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Property

Details

  • Parcel number: 037.035.01001004
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Composite,Deck,Porch
  • Fencing: None

Lot

  • Lot size: 5,227 sqft
  • Features: Adjoins Open Ground
  • Lot size dimensions: 1390 x 1331

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,385$16,620
Home Insurance *$239$2,868
Property Taxes $182$2,184
Electricity $141$1,693
Total$1,947$23,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,754/yr
40% on housing$58,410/yr
45% on housing$51,920/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 63051$142
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63051$170
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$274,000
2025-03-01Pending sale$250,000
2025-02-28Sold--
2025-01-27Contingent$250,000
2025-01-25Listed for sale$250,000
2024-11-08Listing removed$250,000
2024-11-08Listed for sale$250,000
2024-10-29Pending sale$250,000
2024-10-14Price change$250,000
2024-09-17Price change$275,000
2024-08-14Listed for sale$290,000

For Sale by Agent

AgentKaren L Bazzetta
BrokerageExpert, REALTORS

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