8178 Little Gasparilla Is, Island, FL, 33946
About This Home
BAYFRONT HOME WITH A PRIVATE DOCK! Escape to your private paradise on Little Gasparilla Island, a bridgeless barrier island just off the Cape Haze Peninsula, accessible only by private boat or water taxi. Free from cars, shops, and crowds, this rare island retreat offers pure tranquility with over 3 miles of pristine, uncrowded beaches for swimming, shelling, shark tooth hunting, fishing, or simply relaxing with a book in the warm gulf breeze. Set on a .37-acre lot stretching 350 feet deep with 50 feet of bayfront (THREE SEPARATE PARCELS INCLUDED IN SALE), this stunning home features a private dock and panoramic views that capture sunrises over the bay and sunsets over the Gulf. Inside, expansive windows flood the open floor plan with natural light, while the chef’s kitchen boasts , an extra-long island, and ample storage. Tongue-and-groove wood ceilings in the main living areaadd warmth and character, while the home’s turnkey furnished status makes moving in effortless. With 3 spacious bedrooms, 2 bathrooms, and multiple outdoor living spaces—screened, covered, and open-air—you’ll find endless places to entertain, unwind, and soak in the beauty of dolphins, manatees, and boating activity on the bay. Practical features make island living easy, including a new metal roof, A/C (2021), outdoor shower, kayak/SUP storage, and an outdoor elevator to carry up groceries and luggage. Storage is abundant for all your beach and boating gear, and sandy golf cart trails let you explore the island and meet welcoming neighbors. Just steps from your door, enjoy beach access to the Gulf’s turquoise waters. Whether you’re searching for a serene family getaway, a vacation rental investment, or your forever island home, this property seamlessly blends comfort, convenience, and the natural beauty of island life.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 1991
Materials
- Foundation: Raised
- Roof: Metal
- Construction materials: Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Florida
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside
Balcony Porch Lanai
- Level: First
Bedroom2
- Features: Ceiling Fan(s),Built-in Closet
- Level: First
- Area: 144
- Dimensions: 12x12
Bedroom3
- Features: Ceiling Fan(s),Built-in Closet
- Level: First
- Area: 144
- Dimensions: 12x12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 130
- Dimensions: 13x10
Features
- Cathedral Ceiling(s),Ceiling Fan(s),High Ceilings,Living Room/Dining Room Combo,Open Floorplan
- Door features: Sliding Doors
- Window features: Blinds
- Flooring: Laminate,Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,997
- Total interior livable area: 1,564 sqft
Kitchen
- Features: Storage Closet
- Level: First
- Area: 144
- Dimensions: 12x12
Living Room
- Features: Ceiling Fan(s)
- Level: First
- Area: 460
- Dimensions: 23x20
Primary Bedroom
- Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
- Level: First
- Area: 208
- Dimensions: 16x13
Property
Details
- Parcel number: 422016429006
- Attached to another structure: Yes
- Zoning: BBI
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Balcony,Lighting,Rain Barrel/Cistern(s),Rain Gutters,Storage
- Has view: Yes
- View description: Water,Bay/Harbor - Full,Intracoastal Waterway
- Has water view: Yes
- Water view: Water,Bay/Harbor - Full,Intracoastal Waterway
- On waterfront: Yes
- Waterfront features: Bay/Harbor,Intracoastal Waterway,Bay/Harbor Access,Beach Access,Gulf/Ocean Access,Gulf/Ocean to Bay Access,Intracoastal Waterway Access,Bridges - No Fixed Bridges,Sailboat Water,Skiing Allowed
- Residential vegetation: Mature Landscaping
Lot
- Lot size: 0.37 Acres
- Features: FloodZone,In County,Oversized Lot,Private,Street Dead-End
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charlotte County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,941 | $71,292 |
| Home Insurance * | $288 | $3,456 |
| Property Taxes | $1,556 | $18,672 |
| Electricity | $197 | $2,366 |
| Total | $7,982 | $95,784 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $1,175,000 |
| 2026-03-25 | Price change | $1,199,000 |
| 2025-08-21 | Listed for sale | $1,299,999 |
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