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40 Seawatch Lake Dr, Boca Grande, FL, 33921

5beds
7baths
5,064sqft
$4,750,000
$938price/sqft
$28,047/moest. monthly cost
$1,121,880/yrincome needed

About This Home

A rare and remarkable opportunity in the exclusive Seawatch community of Boca Grande, this fully reimagined lakefront residence offers the space and feel of a custom estate with the ease of coastal living. Originally two villas, this home was masterfully combined and rebuilt from the studs in 2017, creating a seamless five-bedroom, five-and-a-half-bath retreat designed for both luxury and livability. From the moment you enter, expansive living spaces unfold with walls of glass—four sets of triple-panel sliders frame tranquil lake views and invite natural light to pour in. Wood-look tile flooring, crown molding, and plantation shutters elevate the interiors, while thoughtful details throughout reflect the quality of the renovation. The gourmet kitchen is a true showpiece, featuring Patagonia granite countertops, equipped with a Wolf range, wall oven, and microwave, a Sub-Zero cabinet-front refrigerator, wine refrigeration, a warming drawer, and an additional prep sink—perfectly suited for entertaining on any scale. A massive island anchors the space, complemented by abundant cabinetry and exceptional storage throughout the home. The primary suite is a private sanctuary, featuring dual spa-inspired bathrooms, an oversized walk-in closet, and two sets of four-panel sliders that open to peaceful water views. Each additional bedroom offers comfort and privacy, making the home ideal for hosting family and guests. Modern systems—including hurricane-impact windows and doors, tankless propane water heaters, and a full gutter system—provide peace of mind, while the outdoor spaces are designed for effortless enjoyment with a propane-ready patio and seamless indoor-outdoor flow. Seawatch is a prestigious waterfront enclave of just 49 residences, thoughtfully positioned between the Gulf of Mexico and Lake Gasparilla. Residents enjoy exclusive amenities including access to the pristine Gulf shoreline, two community pools, and two tennis courts. This rare setting delivers a true barrier-island lifestyle—minutes from the charming village of Boca Grande for boutique shopping, fine dining, and world-class fishing and shelling.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

8/10
6/10
4/10
Lemon Bay High SchoolGrades 9-129.0 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Raised
  • Roof: Metal
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Gas Water Heater,Ice Maker,Microwave,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Inside,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Eating Space In Kitchen,PrimaryBedroom Upstairs,Solid Wood Cabinets,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Tile
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,950
  • Total interior livable area: 5,064 sqft

Kitchen

  • Features: Kitchen Island,Stone Counters
  • Level: First
  • Area: 600
  • Dimensions: 20x30

Living Room

  • Level: First
  • Area: 192
  • Dimensions: 12x16

Living Room

  • Level: First
  • Area: 192
  • Dimensions: 12x16

Primary Bedroom

  • Features: Split Vanities,Walk-In Closet(s)
  • Level: Second
  • Area: 480
  • Dimensions: 30x16

Property

Details

  • Parcel number: 422027480003
  • Zoning: RMF5
  • Special condition: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Patio,Rear Porch,Screened
  • Exterior features: Irrigation System,Lighting
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Gulf/Ocean Front,Lake,Waterfront,Lake Front
  • Waterbody name: LAKE GASPARILLA

Lot

  • Lot size: 8,954 sqft
  • Features: Landscaped,Private

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $24,018$288,216
Home Insurance *$195$2,340
Property Taxes $3,325$39,900
Electricity $509$6,115
Total$28,047$336,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$961,611/yr
40% on housing$841,410/yr
45% on housing$747,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$938This listing

vs Other Active Listings

Avg $/sqft

ZIP 33921$947
Charlotte County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 33921$1,539
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$4,750,000
2017-04-28Sold$1,150,000
2017-03-28Pending sale$1,375,000
2017-01-30Listed for sale$1,375,000
2015-01-28Listing removed$1,275,000
2015-01-07Listed for sale$1,275,000
1998-02-26Sold$476,000

For Sale by Agent

AgentJeff Moore
BrokerageGULF TO BAY SOTHEBY'S INTERNAT

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