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11296 Olive Cir, Punta Gorda, FL, 33955

1beds
2baths
720sqft
$149,900
$208price/sqft
$1,298/moest. monthly cost
$51,920/yrincome needed

About This Home

Own the land, skip the lot rent, and enjoy turnkey canal-front Florida living from day one. This turnkey canal-front home offers an easy Florida lifestyle with privacy, flexibility, and major updates already completed. Fully renovated from top to bottom in 2022, this 1 bedroom + FLEX ROOM, 1.5 bathroom home features vinyl flooring throughout. The updated kitchen includes new appliances, and major upgrades provide peace of mind for years to come, including a new roof in 2022, AC in 2023, water heater in 2021, and a newer well. Sold turnkey furnished, this home is truly move-in ready. Step outside and enjoy the tranquil canal-front setting, perfect for relaxing and taking in the natural surroundings. Located on a quiet street, the property offers a sense of privacy while still being conveniently positioned just 10 minutes from Punta Gorda Airport and 5 minutes from I-75. Two exterior sheds provide excellent storage, with one housing the washer and dryer. Additional features include a 30 amp RV outlet, no deed restrictions, insurability, and a non-flood zone location. Whether you are searching for a full-time residence, seasonal getaway, or investment opportunity, this property offers endless possibilities and a serene slice of Florida living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-55.2 mi
4/10
4/10
Charlotte High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener
  • Laundry features: Outside

Bathroom1

  • Level: First
  • Area: 14
  • Dimensions: 7x2

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Open Floorplan
  • Window features: Blinds
  • Flooring: Luxury Vinyl
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Kitchen

  • Level: First
  • Area: 121
  • Dimensions: 11x11

Living Room

  • Level: First
  • Area: 198
  • Dimensions: 18x11

Office

  • Features: En Suite Bathroom
  • Level: First
  • Area: 56
  • Dimensions: 7x8

Primary Bathroom

  • Features: Shower No Tub,Single Vanity
  • Level: First
  • Area: 42
  • Dimensions: 6x7

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Property

Details

  • Parcel number: 412334281009
  • Zoning: MHC
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Lighting,RV Hookup
  • Has view: Yes
  • View description: Water,Canal
  • Has water view: Yes
  • Water view: Water,Canal
  • On waterfront: Yes
  • Waterfront features: Canal - Freshwater

Lot

  • Lot size: 8,000 sqft
  • Features: In County

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$62$744
Property Taxes $282$3,384
Electricity $197$2,366
Total$1,298$15,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,502/yr
40% on housing$38,940/yr
45% on housing$34,613/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 33955$180
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33955$200
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Price change$150,000
2025-12-14Listed for sale$159,000
2021-06-21Sold$70,000
2013-11-20Sold$19,000
2005-11-18Sold$19,000

For Sale by Agent

AgentJoe Mason
BrokerageRE/MAX HARBOR REALTY

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