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28094 Chinquapin Dr, Punta Gorda, FL, 33955

2beds
2baths
1,000sqft
$250,000
$250price/sqft
$1,916/moest. monthly cost
$76,640/yrincome needed

About This Home

Discover this charming country-style home offering peaceful living in a quiet rural setting, just a short drive from the heart of Punta Gorda. This two-story residence features 2 bedrooms and 1 full bath on the upper level, complete with a front porch and a rear balcony—perfect for enjoying morning coffee or evening relaxation. The main level includes a comfortable living room, an adjacent half bath, and a kitchen with a dedicated dining area. The home also includes open porches at both the front and rear, enhancing the property’s welcoming and relaxed atmosphere. An attached 2-car garage provides convenience with its separate entrance and dual overhead doors. Modern upgrades add tremendous value, including a full-house reverse osmosis water system, impact windows, new appliances, and a propane range, ensuring both comfort and efficiency. A new shingle roof (2020) and new central A/C system (2020) add to the home’s long-term durability. Per seller authorization, the additional adjoining lot is included in the sale, conveying with the property and all existing site improvements, offering extra space, potential expansion, or investment value.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-56.8 mi
4/10
4/10
Charlotte High SchoolGrades 9-126.6 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Crawlspace,Stem Wall
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Range Hood,Refrigerator,Whole House R.O. System
  • Laundry features: Inside,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Tub With Shower,Window/Skylight in Bath
  • Level: Second
  • Area: 84
  • Dimensions: 6x14

Bathroom2

  • Features: Exhaust Fan,Window/Skylight in Bath
  • Level: First
  • Area: 48
  • Dimensions: 8x6

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 130
  • Dimensions: 10x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dinette

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 120
  • Dimensions: 12x10

Features

  • Built-in Features,Ceiling Fan(s),Eating Space In Kitchen,Thermostat,Vaulted Ceiling(s)
  • Window features: Hurricane Shutters/Windows
  • Flooring: Carpet,Luxury Vinyl,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,788
  • Total interior livable area: 1,000 sqft

Kitchen

  • Level: First
  • Area: 80
  • Dimensions: 8x10

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 392
  • Dimensions: 28x14

Primary Bedroom

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second
  • Area: 220
  • Dimensions: 20x11

Property

Details

  • Parcel number: 422302358035
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch,Rear Porch
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.58 Acres
  • Features: Oversized Lot
  • Lot size dimensions: 180 x 140

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Wildfire
Coastal Flooding
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$104$1,248
Property Taxes $351$4,212
Electricity $197$2,366
Total$1,916$22,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,691/yr
40% on housing$57,480/yr
45% on housing$51,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 33955$178
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33955$200
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$250,000
2026-03-11Price change$260,000
2026-02-06Price change$265,000
2026-01-05Price change$270,000
2025-11-26Listed for sale$275,000
2025-08-01Listing removed$289,000
2025-05-25Price change$289,000
2025-03-07Price change$305,000
2025-02-04Listed for sale$320,000
2022-08-16Sold$263,000
2022-07-03Pending sale$284,900
2022-06-13Price change$284,900
2022-05-12Price change$289,999
2022-04-22Pending sale$299,999
2022-04-18Price change$299,999
2022-04-08Price change$315,000
2022-03-23Listed for sale$335,000
2022-02-07Sold$195,000
2021-12-29Pending sale$199,000
2021-12-27Listed for sale$199,000
2021-12-14Pending sale$199,000
2021-11-28Listed for sale$199,000
2021-11-17Pending sale$199,000
2021-11-12Listed for sale$199,000
2021-11-01Pending sale$199,000
2021-10-25Price change$199,000
2021-10-11Listed for sale$219,000
1993-07-23Sold$49,900

For Sale by Agent

AgentJayson Burtch
BrokerageCENTURY 21 SUNBELT REALTY

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