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27160 Chula Vista Dr, Punta Gorda, FL, 33955

2beds
1baths
796sqft
$215,000
$270price/sqft
$1,780/moest. monthly cost
$71,200/yrincome needed

About This Home

Discover exceptional value at 27160 Chula Vista Drive in the growing community of Tropical Gulf Acres. This 2-bedroom, 1-bath single-family home offers a bright, functional layout with tile flooring throughout and abundant natural light, creating a clean and easy-to-maintain living space ideal for full-time residents, seasonal users, or investors. The kitchen is equipped with range, refrigerator, dishwasher, and microwave, making it move-in ready or primed for immediate rental potential. Set on a spacious lot, the property provides ample room to expand, entertain, or design your own outdoor retreat, with no HOA restrictions allowing for flexibility and freedom. Located just minutes from Punta Gorda Airport, Interstate 75, and US-41, commuting and travel are effortless, while nearby Downtown Punta Gorda offers waterfront dining, parks, marinas, and a vibrant local scene. The area is known for its quiet residential setting, ongoing development, and proximity to Charlotte Harbor, making it an attractive option for buyers seeking affordability with future growth potential. Whether you’re entering the market, expanding your portfolio, or searching for a budget-friendly Florida retreat, this property delivers strong value in a rapidly developing Southwest Florida corridor. Schedule your showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-57.7 mi
4/10
4/10
Charlotte High SchoolGrades 9-127.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1998

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Closet Cabinetry,None,Other,Pantry,Great Room
  • Window features: Single Hung
  • Flooring: Tile

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 796
  • Total interior livable area: 796 sqft

Property

Details

  • Parcel number: 422310380030
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: None,Patio
  • Has view: Yes
  • View description: Landscaped,Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 9,583 sqft
  • Features: Rectangular Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Wildfire
Coastal Flooding
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$89$1,068
Property Taxes $407$4,884
Electricity $197$2,366
Total$1,780$21,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,028/yr
40% on housing$53,400/yr
45% on housing$47,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 33955$179
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33955$200
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for rent$1,800
2026-04-24Listing removed$1,800
2026-03-06Listed for rent$1,800
2026-03-02Price change$209,500
2026-02-09Listed for sale$234,999
2025-09-11Sold$160,000
2023-10-17Sold$112,500
2013-09-17Sold$12,600

For Sale by Agent

AgentJose Carreras
BrokerageVIP Realty Group Inc

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