




725 Patty Ave, Punta Gorda, FL, 33950
About This Home
Unique investment opportunity in the heart of Punta Gorda! This duplex property offers flexibility for both residential use and potential commercial applications with Neighborhood Center (NC) zoning. The property features two separate units being sold together—one side offering a 2-bedroom, 1-bath layout, and the other a 1-bedroom, 1-bath configuration, providing versatility for rental income, owner-occupancy, or mixed-use potential. Situated within city limits and centrally located, this property is ideal for investors, business owners, or those seeking a live/work opportunity. The NC zoning allows for a variety of uses, making this a rare find in a growing area of Punta Gorda. Whether you’re looking to expand your portfolio or explore commercial possibilities, this duplex presents strong potential and flexibility. Potential Buyers should do due diligence, check all current Punta Gorda zoning and codes as well as future planning.
Getting Around
Schools
Construction
Condition
- Year built: 1958
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: MultiFamily
- Property subType: Duplex,Multi Family
Interior
Appliances
- Laundry features: Inside,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
Features
- Ceiling Fan(s),None
- Window features: Window Treatments
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,182 sqft
Property
Details
- Parcel number: 412306280004
- Zoning: NC
- Special condition: None
Features
- Exterior features: Courtyard,Sidewalk
Lot
- Lot size: 7,339 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charlotte County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,907 | $34,884 |
| Home Insurance * | $395 | $4,740 |
| Property Taxes | $831 | $9,972 |
| Electricity | $197 | $2,366 |
| Total | $4,330 | $51,960 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $575,000 |
| 2024-12-31 | Sold | $300,000 |
| 2024-11-27 | Listed for sale | $300,000 |
| 2021-05-10 | Listing removed | -- |
| 2021-04-08 | Price change | $379,800 |
| 2021-03-23 | Price change | $379,900 |
| 2020-12-11 | Listed for sale | $399,900 |
| 2020-07-02 | Sold | $250,000 |
| 2020-04-28 | Listed for sale | $260,000 |
| 2009-11-02 | Sold | $102,300 |
| 2003-12-23 | Sold | $135,000 |
