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3116 Harbor Blvd APT 1B, Port Charlotte, FL, 33952

1beds
2baths
829sqft
$97,000
$117price/sqft
$861/moest. monthly cost
$34,440/yrincome needed

About This Home

Seller will pay the assessment at closing. Welcome to your new home in the heart of Port Charlotte! Opportunities like this don’t come around often! This recently renovated corner end unit offers 1 spacious bedroom, 2 fully updated bathrooms, and a fresh, modern look perfect for anyone seeking both comfort and style. The open, brand-new kitchen features quality finishes and a bright, inviting layout ideal for cooking and entertaining. New vinyl flooring throughout ties the space together with a sleek, low-maintenance aesthetic, while both bathrooms have been thoughtfully updated to add a touch of everyday luxury. An investor’s dream, this unit is currently leased until September 30th 2026 at $1,299 month, meaning you’ll enjoy steady rental income from day one. Located on the second floor, you’ll appreciate the added privacy of having no neighbors above, while still being close enough to ground level for convenience and security. The HOA has recently replaced the roof, eliminating insurance concerns and giving you peace of mind. The location is ideal, with nearby sidewalks for walking or biking, plenty of shops, restaurants, and healthcare facilities within minutes, and the beautiful beaches of Englewood and Boca Grande just a 30-minute drive away.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

4/10
7/10
2/10

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Concrete

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Living Room/Dining Room Combo,Solid Surface Counters,Walk-In Closet(s)
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 829
  • Total interior livable area: 829 sqft

Kitchen

  • Level: First
  • Area: 66
  • Dimensions: 11x6

Living Room

  • Level: First
  • Area: 221
  • Dimensions: 17x13

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 204
  • Dimensions: 17x12

Property

Details

  • Parcel number: 402222603021
  • Zoning: CG
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting,Sidewalk

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $490$5,880
Home Insurance *$64$768
Property Taxes $110$1,320
Electricity $197$2,366
Total$861$10,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,520/yr
40% on housing$25,830/yr
45% on housing$22,960/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 33952$150
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33952$168
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$99,000
2026-03-04Price change$73,000
2025-12-13Price change$75,000
2025-09-01Price change$98,000
2025-07-18Listed for sale$99,000
2025-05-13Listing removed$84,900
2025-03-04Price change$84,900
2025-02-26Price change$90,000
2025-02-19Price change$97,000
2024-12-04Price change$99,900
2024-11-06Price change$101,900
2024-10-28Listed for sale$105,000
2024-10-25Listing removed$105,000
2024-10-21Price change$105,000
2024-09-08Listing removed$1,199
2024-09-04Price change$108,000
2024-08-24Price change$1,199
2024-08-21Price change$1,200
2024-07-31Price change$110,000
2024-07-31Price change$1,299
2024-07-23Price change$111,400
2024-07-22Price change$1,399
2024-07-10Price change$111,900
2024-07-02Listed for sale$112,900
2023-03-03Sold$77,500
1999-04-01Sold$25,000

For Sale by Agent

AgentKris White
BrokerageRE/MAX PALM REALTY

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