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261 Dockham Shore Road #D, Gilford, NH, 03249

1beds
1baths
608sqft
$629,000
$1,035price/sqft
$4,258/moest. monthly cost
$170,320/yrincome needed

About This Home

Your lakefront escape awaits with your own boat slip! Beautifully renovated year-round waterfront cottage in an intimate 5-unit association with a deeded boat slip accommodating up to a 22' boat. Low $150/month condo fee includes water, sewer, trash, landscaping, plowing, and even a shoveled walkway to your door. Completely remodeled within the last two years, including electrical and plumbing, this one-bedroom, one-bath condo offers quality craftsmanship throughout. Warm cedar tonue-and-groove walls and ceilings, and abundant windows create a bright, inviting interior with views toward the lake. The open-concept kitchen features ample cabinetry, stainless steel appliances, and a center island that flows seamlessly into the living area. The former sunroom has been converted into additional living and sleeping space with new windows, a trundle bed, and a futon for family and guests. Two oversized mini-split heat pumps provide efficient heating and air conditioning, and there is also a washer and dryer. Outside, enjoy your private stone patio with room for dining, grilling, relaxing, lawn games, and an attached outdoor private shower with hot and cold water. The waterfront offers a beautiful sandy walk-in beach, stunning lake views, and a wide dock rebuilt just two years ago with your deeded boat slip. Expansion potential exists with the possibility of adding two more stories. Ideally located just minutes from Weirs Beach, Bank of NH Pavilion, Gunstock MT Resort, marinas, restaurants, shopping, and all the year-round attractions of the Lakes Region. Whether you are looking for the perfect vacation getaway, investment property, or year-round living, this move-in-ready cottage offers an exceptional opportunity to enjoy lake life at its best. Short-term rentals are allowed.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

8/10
6/10
Gilford Middle SchoolGrades 5-83.7 mi
6/10
Gilford High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Pillar/Post/Pier,Concrete Slab,Stone w/ Skim Coating
  • Roof: Membrane,Asphalt Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Microwave,Electric Range,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Laundry Hook-ups

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Kitchen Island
  • Flooring: Vinyl Plank
  • Finished area below ground: 0
  • Finished area above ground: 608

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Mini Split

Interior Area

  • Total structure area: 608
  • Total interior livable area: 608 sqft

Property

Details

  • Zoning description: SFR

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Boat Slip/Dock,ROW to Water
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access
  • Waterbody name: Lake Winnipesaukee
  • Frontage length: Road frontage: 0

Lot

  • Features: Condo Development,Landscaped,Level

Parking

  • Total spaces: 1
  • Parking features: Gravel,On Street,Parking Spaces 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Inland Flooding
Winter Weather

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,180$38,160
Home Insurance $161$1,932
Property Taxes $634$7,608
Electricity $283$3,398
Total$4,258$51,096

Income You'd Need if You Spent...

35% on housing$145,988/yr
40% on housing$127,740/yr
45% on housing$113,546/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,035This listing

vs Other Active Listings

Avg $/sqft

ZIP 03249$437
Belknap County$337

vs Homes Sold Last Month

Median $/sqft

ZIP 03249$304
Belknap County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$629,000
2024-04-15Sold$410,000
2024-02-16Listed for sale$449,900
2024-02-07Contingent$449,900
2024-01-03Listed for sale$449,900

For Sale by Agent

AgentNancy Williams
BrokerageRoche Realty Group

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