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5870 N Briarcliff Ter, Hernando, FL, 34442

3beds
3baths
2,274sqft
$990,000
$435price/sqft
$6,895/moest. monthly cost
$275,800/yrincome needed

About This Home

They don't make this this kind of waterfront anymore! Over 15 acres with more than 700 feet of open lakefront in Hernando. Remodeled home with inground salt water pool, 20x30 pole barn, shed and fenced pastures. This property has also has a lot configuration and has been devided into two parcels, being sold as one. Come and see it for yourself. This unique waterfront home has amazing views from most of the house. Large master with two walk in closets and beautiful roomy bathroom. Many updates including a new roof, instant gas water heater, updated dock, pavers, even crawl space insulation. Full list of improvements attached. Each lot has restrictions, see attached. Home located on easement for homeowners only, no drive bys. Entry only when accompanied by an agent with an appointment. No restrictions on passing by on the water. This home access is currently off of Briarcliff, however, once sold, buyer will need to put in driveway from Adams St.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
6/10
4/10
Citrus High SchoolGrades 9-128.2 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 1953

Materials

  • Foundation: Combination,Crawlspace,Raised,Slab
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Cooktop,Gas Oven,Microwave,Water Purifier Owned,Refrigerator,Water Heater,Instant Hot Water
  • Laundry features: Laundry - Living Area

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Attic,Breakfast Bar,Dual Sinks,Fireplace,Main Level Primary,Primary Suite,Open Floorplan,Pull Down Attic Stairs,Stone Counters,Split Bedrooms,Shower Only,Solid Surface Counters,Separate Shower,Updated Kitchen
  • Window features: Double Pane Windows
  • Flooring: Wood
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,108
  • Total interior livable area: 2,274 sqft

Property

Details

  • Parcel number: 3521619
  • Zoning: CL
  • Special condition: Standard,Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: Concrete,In Ground,Pool,Salt Water
  • Exterior features: Rain Gutters,Concrete Driveway,Unpaved Driveway
  • Fencing: Electric,Mixed,Wire,Yard Fenced
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Lake Front,Waterfront
  • Frontage type: Lakefront,Waterfront
  • Residential vegetation: Pine

Lot

  • Lot size: 15.12 Acres
  • Features: Acreage,Irregular Lot,Multiple lots,Pasture,Trees,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Concrete,Driveway,Unpaved,Carport
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,005$60,060
Home Insurance *$641$7,692
Property Taxes $1,021$12,252
Electricity $228$2,746
Total$6,895$82,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$236,400/yr
40% on housing$206,850/yr
45% on housing$183,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$435This listing

vs Other Active Listings

Avg $/sqft

ZIP 34442$192
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34442$197
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-10Price change$990,000
2026-04-18Price change$1,100,000
2026-01-20Listed for sale$1,450,000
2026-01-20Listing removed$1,450,000
2025-06-24Listed for sale$1,450,000

For Sale by Agent

AgentMichele Rose
BrokerageKeller Williams Realty - Elite Partners II

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