




4215 32nd St S, Saint Cloud, MN, 56301
About This Home
Experience next-level living in this 2020-built walkout rambler on nearly 2 acres, complete with a 20x40 ft saltwater sport pool and a remarkable 26x40 ft indoor sport court. Step inside and you’ll immediately be captivated by the exceptional quality and high-end finishes and amenities throughout, including in-floor heat on both levels, ceilings of 9 feet or higher, and 8 foot doors, even in the lower level. The expansive great room features a soaring 10’8” ceiling and an impressive 10 ft wide electric fireplace, while the massive kitchen is a true showpiece with a large center island, double refrigerator, 48-inch gas Wolf cooktop, built-in Miele coffee machine, and an impressive pantry with prep sink. The primary suite offers a luxurious bath and a spacious walk-in closet with private laundry. The walkout lower level includes a large family room with a beautifully finished wet bar, two bedrooms each with private ensuites, a third lower bath near the exercise room, and a second laundry area conveniently located by the sport court. Outside, a large covered deck with glass railing overlooks the pool and tranquil pond beyond, with serene wetlands as your backdrop, and is complemented by two outdoor showers. The oversized 46x30 triple garage is heated with in floor heat, and is fully finished.
Getting Around
Schools
Construction
Condition
- Year built: 2020
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Dryer,Exhaust Fan,Microwave,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer
- Laundry features: Lower Level,Main Level
Basement
- Has basement: Yes
- Basement: Finished,Full,Walk-Out Access
Bedroom
- Level: Main
- Area: 221
- Dimensions: 17x13
Bedroom2
- Level: Main
- Area: 195
- Dimensions: 15x13
Bedroom3
- Level: Lower
- Area: 224
- Dimensions: 16x14
Bedroom4
- Level: Lower
- Area: 224
- Dimensions: 16x14
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 6
- Full bathrooms: 2
- 3/4 bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 187
- Dimensions: 17x11
Family Room
- Level: Lower
- Area: 540
- Dimensions: 27x20
Features
- Number of fireplaces: 1
- Fireplace features: Electric,Living Room
- Fireplace: Yes
- Finished area below ground: 3,561
- Finished area above ground: 2,495
Heating & Cooling
- Heating features: Boiler,Forced Air,In-Floor Heating
- Cooling features: Central Air
Interior Area
- Total structure area: 6,056
- Total interior livable area: 6,056 sqft
Kitchen
- Level: Main
- Area: 273
- Dimensions: 21x13
Living Room
- Level: Main
- Area: 294
- Dimensions: 21x14
Other
- Level: Lower
- Area: 975
- Dimensions: 39x25
Other
- Level: Lower
- Area: 120
- Dimensions: 15x08
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 82511880134
- Zoning description: Residential-Single Family
- Foundation area: 3561
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: In Ground,Heated
- Patio & porch: Composite Decking,Covered,Deck,Patio,Porch
- Waterfront features: Pond
Lot
- Lot size: 1.82 Acres
- Lot size dimensions: 173 x 577 x 154 x 547
Parking
- Total spaces: 3
- Parking features: Attached,Concrete,Garage,Heated Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Lightning
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,573 | $78,876 |
| Home Insurance * | $820 | $9,840 |
| Property Taxes | $1,473 | $17,676 |
| Electricity | $510 | $6,129 |
| Total | $9,376 | $112,512 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Listed for sale | $1,299,900 |
