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5721 S Live Oak Dr, Floral City, FL, 34436

2beds
2baths
720sqft
$168,500
$234price/sqft
$1,384/moest. monthly cost
$55,360/yrincome needed

About This Home

Nestled along a peaceful canal with direct access to the lake, this cute 2-bedroom, 1-bath cottage-style home offers the perfect blend of Old Florida charm and waterfront living. Enjoy morning coffee or just relax on one of your two covered porches overlooking the backyard and the water. Fruit trees on the property too. The main home is warm and inviting, ideal as a full-time residence or weekend retreat. Adding incredible flexibility is a separate guest apartment, it’s a 2015 12 x 40 building with at 10 x 10 porch, perfect for visitors or extended family. It has double insulated windows and walls, and skylights for natural lighting. The stairs lead up to a bedroom space and an office space. There’s also a 10 x 18 shed/work room on the property. New wood was just put down on the dock this past year. Public water, but there is also a well on the property. Located off Withlapopka Island in Floral city, this property is a dream for boaters, kayakers, and anyone seeking a laid-back lifestyle surrounded by natural beauty. Whether you’re looking for a quiet escape or a unique waterfront opportunity, this canal-front cottage delivers charm, comfort, and endless possibilities.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
4/10
Citrus High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Stem Wall
  • Roof: Asphalt,Shingle
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator

Bedroom

  • Level: Main
  • Dimensions: 11.00 x 11.00

Bedroom

  • Level: Main
  • Dimensions: 10.00 x 7.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 8.00 x 8.00

Features

  • Bathtub,Eat-in Kitchen,In-Law Floorplan,Laminate Counters,Main Level Primary,Separate Shower,Tub Shower,Window Treatments
  • Window features: Blinds
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,092
  • Total interior livable area: 720 sqft

Kitchen

  • Level: Main
  • Dimensions: 8.00 x 8.00

Living Room

  • Level: Main
  • Dimensions: 15.00 x 15.00

Property

Details

  • Parcel number: 1887861
  • Zoning: CLRMH
  • Special condition: Standard

Features

  • Pool features: None
  • Exterior features: Unpaved Driveway
  • On waterfront: Yes
  • Waterfront features: Canal Access,Waterfront
  • Frontage type: Canal,Waterfront

Lot

  • Lot size: 6,534 sqft
  • Features: Irregular Lot,Zero Lot Line

Parking

  • Parking features: Driveway,On Street,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $852$10,224
Home Insurance *$207$2,484
Property Taxes $128$1,536
Electricity $197$2,366
Total$1,384$16,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,451/yr
40% on housing$41,520/yr
45% on housing$36,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 34436$134
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34436$175
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-04Listed for sale$189,900
2012-11-14Sold$30,000
2012-09-06Listed for sale$39,900

For Sale by Agent

AgentDesiree Griner
BrokerageSellstate Next Generation Real

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