




5721 S Live Oak Dr, Floral City, FL, 34436
About This Home
Nestled along a peaceful canal with direct access to the lake, this cute 2-bedroom, 1-bath cottage-style home offers the perfect blend of Old Florida charm and waterfront living. Enjoy morning coffee or just relax on one of your two covered porches overlooking the backyard and the water. Fruit trees on the property too. The main home is warm and inviting, ideal as a full-time residence or weekend retreat. Adding incredible flexibility is a separate guest apartment, it’s a 2015 12 x 40 building with at 10 x 10 porch, perfect for visitors or extended family. It has double insulated windows and walls, and skylights for natural lighting. The stairs lead up to a bedroom space and an office space. There’s also a 10 x 18 shed/work room on the property. New wood was just put down on the dock this past year. Public water, but there is also a well on the property. Located off Withlapopka Island in Floral city, this property is a dream for boaters, kayakers, and anyone seeking a laid-back lifestyle surrounded by natural beauty. Whether you’re looking for a quiet escape or a unique waterfront opportunity, this canal-front cottage delivers charm, comfort, and endless possibilities.
Getting Around
Schools
Construction
Condition
- Year built: 1972
Materials
- Foundation: Stem Wall
- Roof: Asphalt,Shingle
- Construction materials: Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Florida
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Refrigerator
Bedroom
- Level: Main
- Dimensions: 11.00 x 11.00
Bedroom
- Level: Main
- Dimensions: 10.00 x 7.00
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Main
- Dimensions: 8.00 x 8.00
Features
- Bathtub,Eat-in Kitchen,In-Law Floorplan,Laminate Counters,Main Level Primary,Separate Shower,Tub Shower,Window Treatments
- Window features: Blinds
- Flooring: Carpet,Laminate
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,092
- Total interior livable area: 720 sqft
Kitchen
- Level: Main
- Dimensions: 8.00 x 8.00
Living Room
- Level: Main
- Dimensions: 15.00 x 15.00
Property
Details
- Parcel number: 1887861
- Zoning: CLRMH
- Special condition: Standard
Features
- Pool features: None
- Exterior features: Unpaved Driveway
- On waterfront: Yes
- Waterfront features: Canal Access,Waterfront
- Frontage type: Canal,Waterfront
Lot
- Lot size: 6,534 sqft
- Features: Irregular Lot,Zero Lot Line
Parking
- Parking features: Driveway,On Street,Unpaved
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Inland Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Citrus County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $852 | $10,224 |
| Home Insurance * | $207 | $2,484 |
| Property Taxes | $128 | $1,536 |
| Electricity | $197 | $2,366 |
| Total | $1,384 | $16,608 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-04 | Listed for sale | $189,900 |
| 2012-11-14 | Sold | $30,000 |
| 2012-09-06 | Listed for sale | $39,900 |
