12409 W Standish Dr, Homosassa, FL, 34448
About This Home
Welcome to this spacious three story home in the heart of Homosassa, offering approximately 3,751 square feet of versatile living space. Built in 1986, the five bedroom, five bathroom property is thoughtfully designed for comfort, functionality, and beautiful views. The second floor features a private mother in law suite with its own entrance, sunroom, full kitchen, bathroom and living area - ideal for multi-generational living or guest accommodations. The third floor boasts a stunning living room with expansive windows overlooking the water, filling the home with natural light and showcasing the surrounding scenery. Located directly across the street from the saltwater, this property includes a one third ownership interest in a nearby boat slip, perfect for enjoying the Homosassa lifestyle. Major updates were completed in 2025, including all new electrical, brand new plumbing, a new AC system, and all new ductwork, offering peace of mind for years to come. Conveniently situated close to downtown Homosassa, dining, shopping, and waterfront attractions, this home offers space, views, and location all in one.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Multi-Level
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 5
Features
- Flooring: Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 4,750
- Total interior livable area: 3,751 sqft
Property
Details
- Parcel number: 2799161
- Zoning: CLRMH
- Special condition: Standard
Features
- Pool features: None
- Exterior features: Concrete Driveway
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Frontage type: Waterfront
Lot
- Lot size: 10,018 sqft
- Features: Corner Lot
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Citrus County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $440 | $5,280 |
| Property Taxes | $819 | $9,828 |
| Electricity | $377 | $4,529 |
| Total | $5,676 | $68,112 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-23 | Listed for sale | $850,000 |
| 2024-08-26 | Sold | $440,000 |
| 2000-06-02 | Sold | $85,000 |
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