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9900 W Riverwood Dr, Crystal River, FL, 34428

4beds
3baths
2,200sqft
$379,000
$172price/sqft
$2,825/moest. monthly cost
$113,000/yrincome needed

About This Home

One or more photo(s) has been virtually staged. LAKE VIEWS from the front porch!!! Minutes from the public boat ramp and recreations area!! REMODELED and MOVE-IN READY!! 4 bedrooms + 3 STUNNING bathrooms + 2 car carport + metal roof + charming front porch + rear lanai + shed and animal coop + nestled on a 1/3rd of an acre + no flood insurance required!! Enjoy everything the Lake Rousseau, RaiNbow River, and Crystal River have to offer!! Swim with the manatees in the crystal clear springs, kayaking, paddle-boarding, tubing down the river, boating, fishing...you have the best lake and river life in the state!! 2,200 sq feet living space; 2400 total! GORGEOUS MODERN HIGH-END FINISHES!! The kitchen is remodeled with new cabinets, Quartz countertops, stainless steel appliances, and offers a large island breakfast bar!! Open floor plan with accent wall!! The bathrooms are just stunning!! Beautiful home. Beautiful property. Incredible location! NO HOA. NO FLOOD. Call now to come see it!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
4/10
4/10
Crystal River High SchoolGrades PK,9-127.2 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry - Living Area

Bathroom

  • Features: Dual Sinks,En Suite Bathroom,Stall Shower
  • Dimensions: 8.00 x 7.00

Bathroom

  • Features: En Suite Bathroom,Stall Shower
  • Dimensions: 8.00 x 8.00

Bedroom

  • Dimensions: 15.00 x 12.00

Bedroom

  • Dimensions: 13.00 x 12.00

Bedroom

  • Dimensions: 12.00 x 15.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Dimensions: 10.00 x 18.00

Features

  • Main Level Primary,Open Floorplan,Shower Only,Separate Shower,Walk-In Closet(s)
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,200 sqft

Kitchen

  • Dimensions: 10.00 x 18.00

Laundry

  • Dimensions: 6.00 x 12.00

Living Room

  • Dimensions: 24.00 x 14.00

Master Bathroom

  • Features: En Suite Bathroom,Stall Shower
  • Dimensions: 9.00 x 12.00

Master Bedroom

  • Features: Walk-In Closet(s),Primary Suite
  • Dimensions: 17.00 x 12.00

Other

  • Dimensions: 20.00 x 5.00

Patio

  • Dimensions: 10.00 x 14.00

Property

Details

  • Parcel number: 1020867
  • Zoning: CLR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Paved Driveway
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 0.35 Acres
  • Features: Trees

Parking

  • Parking features: Driveway,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$190$2,280
Property Taxes $498$5,976
Electricity $221$2,656
Total$2,825$33,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,857/yr
40% on housing$84,750/yr
45% on housing$75,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 34428$183
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34428$177
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$329,000
2026-07-01Price change$359,000
2026-06-22Price change$369,000
2026-05-23Listed for sale$379,000
2025-11-12Sold$95,000

For Sale by Agent

AgentKimberly Pye
BrokerageHome Land Real Estate Inc

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