9916 E Gulf To Lake Hwy, Inverness, FL, 34450
About This Home
Welcome to this charming, move-in-ready cottage tucked just off E Gulf to Lake Highway, offering an ideal blend of privacy, convenience, and Florida lifestyle living. Surrounded by mature trees and a fully fenced yard, this cozy home sits on a generous lot with room to entertain, garden, or expand. Step inside to an inviting layout featuring warm natural light and comfortable living spaces perfect for a downsizer, or anyone looking for an affordable, centrally located home. Outside, enjoy a spacious lawn, established landscaping, and a beautiful custom wood deck complete with seating—an ideal place for morning coffee, weekend gatherings, or unwinding under the shade of towering oaks. A standout feature of this property is its prime location. The home offers quick access to stores, restaurants, parks, lakes, and nearby nature preserves. Aerial photos highlight just how close you are to everything, while still maintaining the quiet charm of a tucked-away neighborhood. Whether you're seeking a low-maintenance home, a rental investment, or a property with future commercial potential (verify zoning), this one checks every box.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2016
Materials
- Foundation: Slab
- Roof: Other
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Freezer,Microwave,Range,Refrigerator
- Laundry features: In Kitchen
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Features: Built-In Shelving
- Level: First
Features
- Ceiling Fan(s),Solid Wood Cabinets
- Flooring: Vinyl
Heating & Cooling
- Heating features: Propane
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 400
- Total interior livable area: 400 sqft
Kitchen
- Features: Ceiling Fan(s)
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Ceiling Fan(s),No Closet
- Level: First
Property
Details
- Parcel number: 20E19S120010000A00040
- Zoning: CLRMH
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Deck
- Exterior features: Basketball Court,Fire Pit
- Fencing: Fenced,Wood
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 10,049 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Inland Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Citrus County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $758 | $9,096 |
| Home Insurance * | $90 | $1,080 |
| Property Taxes | $248 | $2,976 |
| Electricity | $197 | $2,366 |
| Total | $1,293 | $15,516 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-04 | Listed for sale | $169,995 |
| 2023-04-12 | Sold | $62,000 |
| 2020-04-08 | Sold | $35,000 |
| 2020-03-12 | Pending sale | $38,000 |
| 2020-02-17 | Price change | $38,000 |
| 2019-09-09 | Price change | $40,000 |
| 2019-07-09 | Price change | $50,000 |
| 2019-06-06 | Price change | $40,000 |
| 2019-05-28 | Listed for sale | $49,900 |
| 2015-07-06 | Sold | $10,000 |
| 2014-10-31 | Listing removed | $20,000 |
| 2014-09-30 | Price change | $20,000 |
| 2013-11-21 | Listed for sale | $39,900 |
| 2004-02-24 | Sold | $25,000 |
View on Zillow