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1959 S Colonial Ave, Homosassa, FL, 34448

4beds
3baths
2,052sqft
$184,999
$90price/sqft
$1,384/moest. monthly cost
$55,360/yrincome needed

About This Home

Spacious 4-bedroom, 3-bath home on 1.10 acres in the quiet Whispering Woods community. This 2,052 sq ft 1998 double-wide offers a comfortable split-floorplan with generous living areas and excellent outdoor space. Needs some TLC. Major updates include a 2015 roof and 2014 HVAC system, providing peace of mind for the next owner. The property features multiple utility buildings for storage or hobby use, along with wood decking and plenty of room for parking, gardening, or future improvements. Located on a naturistic, oversized lot with no HOA and convenient access to Homosassa amenities, shopping, and the Gulf Coast. A great opportunity for anyone seeking space, privacy, and a home on acreage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
Crystal River High SchoolGrades PK,9-125.5 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Manufactured

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Microwave Hood Fan,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Unfinished

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,052
  • Total interior livable area: 2,052 sqft

Property

Details

  • Parcel number: 1120527
  • Zoning: LDRMH
  • Special condition: Standard

Features

  • Pool features: None
  • Exterior features: Unpaved Driveway
  • Fencing: Wood,Wire
  • Topography of land: Varied

Lot

  • Lot size: 1.10 Acres
  • Features: Acreage,Trees

Parking

  • Parking features: Driveway,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$101$1,212
Property Taxes $142$1,704
Electricity $206$2,478
Total$1,384$16,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,451/yr
40% on housing$41,520/yr
45% on housing$36,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 34448$169
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34448$212
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-11Price change$184,999
2026-03-25Price change$189,999
2026-03-01Listed for sale$199,900
2026-03-01Listing removed$214,000
2026-02-15Price change$204,000
2026-02-09Price change$214,000
2025-11-20Price change$224,900
2025-11-03Price change$246,000
2025-10-10Price change$255,000
2025-10-07Price change$254,000
2025-08-18Price change$259,000
2025-08-05Price change$269,900
2025-07-31Price change$279,900
2025-07-17Price change$269,000
2025-05-16Listed for sale$279,900
2014-04-29Sold$42,000
2014-02-05Listed for sale$45,000
2013-10-27Listing removed--
2013-08-22Price change$10,000
2013-08-21Listed for sale--
2013-08-15Sold$25,100
2006-03-17Sold$139,000
2005-11-16Sold$87,000
2001-07-16Sold$11,500
2001-04-10Sold$7,500

For Sale by Agent

AgentRamon Santiago
BrokerageDalton Wade Inc

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