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12 CHINABERRY CIRCLE, Homosassa, FL, 34446

2beds
2baths
1,014sqft
$199,900
$197price/sqft
$1,575/moest. monthly cost
$63,000/yrincome needed

About This Home

TURN-KEY FURNISHED 2-BEDROOM, 2-BATH VILLA IN SUGARMILL WOODS! Move right in and start enjoying the Florida lifestyle! This beautifully maintained detached villa is being sold fully furnished and offers an exceptional opportunity for a first home, seasonal retreat, or comfortable place to call home. Situated on two beautiful lots along a quiet, peaceful street, this charming 2-bedroom, 2-bath home features a one-car garage and is truly move-in ready. The sale includes everything you need—from furniture and wall décor to linens, kitchen utensils, and even the automatic sprinkler system. Inside, the home has been refreshed with fresh paint, new flooring, and all-new kitchen appliances. The main living areas feature attractive luxury vinyl plank flooring, while the bedrooms offer new carpet and the kitchen and bathrooms are finished with tile. The spacious primary bedroom easily accommodates a king-sized bed and large furniture, creating a comfortable private retreat. A screened front entry provides a welcoming space to relax and enjoy the afternoon breeze, while the screened lanai offers additional outdoor living space just off the side of the villa. Storage is plentiful, with a double coat closet conveniently located near the entry and a double pantry closet in the kitchen. The one-car garage provides secure parking and additional storage, and the garage floor has recently been painted for a clean, finished appearance. The roof and HVAC were both replaced in 2016, providing added peace of mind. Located in the desirable Sugarmill Woods community, this home offers a peaceful setting while providing easy access to shopping, dining, golf, area attractions, and Florida's beautiful Gulf Coast. Whether you're looking for your first home, a winter escape, or your forever home, this furnished villa is ready for you to unpack your bags and start enjoying the Florida lifestyle!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Lecanto Primary SchoolGrades PK-56.4 mi
5/10
Lecanto Middle SchoolGrades 6-86.4 mi
5/10
Lecanto High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,014 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 18E20S130010000A03290
  • Zoning: PDR
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Entrance,Private Mailbox
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 5,198 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Tornado
Strong Wind
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$92$1,104
Property Taxes $276$3,312
Electricity $197$2,366
Total$1,575$18,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,000/yr
40% on housing$47,250/yr
45% on housing$42,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 34446$148
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34446$163
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$194,900
2026-07-24Listed for sale$199,900
2026-02-17Sold$190,000
2026-02-05Listing removed$1,500
2026-01-29Pending sale$199,900
2026-01-03Price change$199,900
2025-12-08Price change$209,500
2025-12-06Price change$209,000
2025-11-20Price change$212,000
2025-11-05Listed for rent$1,500
2025-09-04Price change$217,500
2025-08-09Price change$219,000
2025-07-06Price change$217,900
2025-06-08Price change$219,900
2025-05-11Price change$224,500
2025-04-08Price change$229,900
2025-03-10Price change$237,900
2025-02-03Listed for sale$239,900
2021-03-24Listing removed--
2020-01-27Listing removed$1,200
2020-01-18Listed for rent$1,200
2018-12-07Listing removed$1,200
2018-11-05Listed for rent$1,200
2018-08-04Listing removed$1,200
2018-07-04Listed for rent$1,200
2018-03-31Listing removed$1,200
2017-11-06Sold$100,000
2009-05-11Sold$75,000

For Sale by Agent

AgentGREG Klesius
BrokerageGULF COAST FISHING HOMES RLTY

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