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29 Jamaica St, Homosassa, FL, 34446

2beds
2baths
1,618sqft
$248,000
$153price/sqft
$1,944/moest. monthly cost
$77,760/yrincome needed

About This Home

Unlock your perfect Florida retreat at this spacious, move-in-ready home in desirable Cypress Village! Wake up to serene front porch views overlooking peaceful waters and the lush fairways of Sugarmill Woods Country Club golf—pure Nature Coast beauty right outside your door. Enjoy peace of mind with its newer roof, appliances, and water heater, plus thoughtfully updated bathrooms. Standout features include a huge bonus den with a cozy wood-burning fireplace—perfect for romantic winter evenings or relaxed gatherings—along with extra parking and added utility storage. Ceramic tile in high-traffic areas and soft carpet throughout the living spaces deliver both durability and comfort. This well-maintained rarity offers the low-maintenance lifestyle you've been dreaming of in a sought-after golf community. Schedule your private viewing today and make this your new Florida getaway!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Lecanto Primary SchoolGrades PK-56.3 mi
5/10
Lecanto Middle SchoolGrades 6-86.4 mi
5/10
Lecanto High SchoolGrades 9-126.2 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 1977

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Block,Concrete,Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Disposal,Microwave,Refrigerator,Range Hood,Water Heater,Washer
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bookcases,Tray Ceiling(s),Fireplace,Laminate Counters,Main Level Primary,Primary Suite,Shower Only,Separate Shower,Walk-In Closet(s),Wood Cabinets,Window Treatments,French Door(s)/Atrium Door(s),First Floor Entry
  • Door features: French Doors
  • Window features: Blinds
  • Flooring: Carpet,Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,322
  • Total interior livable area: 1,618 sqft

Kitchen

  • Level: Main
  • Dimensions: 10.00 x 10.00

Living Room

  • Level: Main
  • Dimensions: 16.00 x 14.00

Master Bedroom

  • Features: Ceiling Fan(s),Granite Counters,Primary Suite
  • Level: Main
  • Dimensions: 13.00 x 13.00

Property

Details

  • Parcel number: 1526299
  • Zoning: PDR
  • Special condition: Standard,Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Awning(s),Sprinkler/Irrigation,Landscaping,Lighting,Rain Gutters,Concrete Driveway
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Frontage type: Waterfront

Lot

  • Lot size: 5,227 sqft
  • Features: Corner Lot,Flat,Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Attached,Concrete,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Tornado
Strong Wind
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,254$15,048
Home Insurance *$115$1,380
Property Taxes $378$4,536
Electricity $197$2,366
Total$1,944$23,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,651/yr
40% on housing$58,320/yr
45% on housing$51,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 34446$148
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34446$163
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Price change$248,000
2026-01-16Price change$249,000
2025-08-25Price change$249,500
2025-08-01Listed for sale$256,000
2025-07-14Listing removed--
2025-07-08Price change$256,000
2025-06-08Listed for sale$257,000
2025-05-29Listing removed$259,000
2025-04-17Listed for sale$259,000
2025-01-15Contingent$259,900
2024-11-18Price change$259,900
2024-10-18Price change$265,000
2024-09-23Price change$266,000
2024-07-18Price change$269,000
2024-04-18Price change$279,900
2024-03-18Listed for sale$284,900
2024-03-15Listing removed--
2024-01-08Listed for sale$284,900
2006-03-07Sold$185,000
2004-04-14Sold$85,000

For Sale by Agent

AgentMatthew Buttner
BrokerageList Now Realty, LLC

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