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44 Linder Dr, Homosassa, FL, 34446

4beds
2baths
2,661sqft
$485,000
$182price/sqft
$3,474/moest. monthly cost
$138,960/yrincome needed

About This Home

Welcome to this beautifully updated four-bedroom, two-bathroom home located in the Sugarmill Woods community of Homosassa. Offering a private pool, no rear neighbors, and peaceful tree-lined views, this home is the perfect blend of comfort, privacy, and Florida living. Major upgrades provide peace of mind, including a 2024 roof, new electrical panel, paid-off solar panels installed in 2017, and new countertops and stainless steel appliances (2023). Additional improvements include travertine pool patio (2023), new pool screen (2024), and brand-new tile flooring in the primary bedroom. Step inside through the foyer entrance to find a bright and open layout with sliding glass doors that fill the home with natural light. The home offers both a front living room and dining room, along with a spacious family room featuring high vaulted ceilings. The gorgeous kitchen opens to the family room and is designed for both functionality and style, featuring quartz countertops, stainless steel appliances, a beautiful backsplash, abundant cabinetry, a center island for prepping, a breakfast bar, and a breakfast nook overlooking the pool area. The spacious primary suite is a true retreat, complete with private sliding glass doors leading to the screened-in pool area, a large walk-in closet, and a well-appointed en-suite bathroom with a dual-sink vanity, soaking tub, separate shower, private water closet, and linen closet. The additional bedrooms are nicely sized and share a full bathroom, while the dedicated laundry room offers a utility sink, extra cabinetry, and a storage closet for added convenience. Step outside to your own Florida oasis, featuring a screened-in pool, covered patio area for outdoor dining, and plenty of space to grill, relax, and entertain - all set against a tranquil, tree-lined backdrop with no rear neighbors. Additional features include well water for irrigation and public water for the home, enhancing efficiency and convenience. Ideally located near shopping, dining, and the Sugarmill Woods Country Club, this home offers both a peaceful setting and easy access to everyday amenities. Don’t miss your opportunity to own this move-in ready pool home - schedule your private showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Lecanto Primary SchoolGrades PK-55.8 mi
5/10
Lecanto Middle SchoolGrades 6-85.9 mi
5/10
Lecanto High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Stone Counters,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Tile,Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,675
  • Total interior livable area: 2,661 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 18E20S130010002000190
  • Zoning: PDR
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Lighting,Rain Gutters

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Tornado
Strong Wind
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$225$2,700
Property Taxes $530$6,360
Electricity $267$3,213
Total$3,474$41,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,108/yr
40% on housing$104,220/yr
45% on housing$92,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 34446$146
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34446$163
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$485,000
2019-02-27Sold$263,000
2019-01-10Pending sale$265,000
2019-01-04Listed for sale$265,000
2014-03-31Sold$220,000
2013-09-14Listed for sale$234,500
2012-05-23Sold$175,000
2012-03-28Price change$199,500
2011-12-15Price change$213,000
2011-01-17Price change$225,000
2010-10-16Listed for sale$250,000
2004-05-17Sold$275,000

For Sale by Agent

AgentJeffrey Borham, PA
BrokerageEXP REALTY LLC

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