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4 Hemlock Ct E, Homosassa, FL, 34446

4beds
3baths
3,069sqft
$396,900
$129price/sqft
$2,898/moest. monthly cost
$115,920/yrincome needed

About This Home

Nicely upgraded 4 bedrooms, 2.5 bath home with over 3,000 sq. ft. and oversized 2 car garage. All this on a large .34 acres fully fenced lot. Luxury vinyl plank floors throughout, granite in kitchen and baths, new roof 2023, HVAC 2019, newer water heater and newer windows and a whole house solar system. Glassed Florida room looks out to a 10x12 patio. The barn door at the end of the Florida room opens to a 11x14 workshop/storage room which has its own door to the exterior/backyard. Other improvements; new sprinkler system 2023, new garage door opener, all LED lights and all fans have remotes. Kitchen features shaker cabinets with soft close, full extension drawers and newer stainless steel appliances. Oven range has air fryer, steam and convection options. So many move features in this home!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Lecanto Primary SchoolGrades PK-57.2 mi
5/10
Lecanto Middle SchoolGrades 6-87.3 mi
5/10
Lecanto High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Block,Slab
  • Roof: Asphalt,Shingle,Ridge Vents
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Disposal,Microwave,Refrigerator,Water Heater
  • Laundry features: Laundry Tub

Bedroom

  • Level: Main
  • Dimensions: 12.10 x 10.60

Bedroom

  • Level: Main
  • Dimensions: 13.10 x 11.10

Bedroom

  • Level: Main
  • Dimensions: 17.70 x 12.30

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room Nook

  • Level: Main
  • Dimensions: 11.80 x 9.10

Dining Room

  • Level: Main
  • Dimensions: 12.20 x 9.40

Family Room

  • Level: Main
  • Dimensions: 21.30 x 19.90

Features

  • Dual Sinks,Eat-in Kitchen,Main Level Primary,Primary Suite,Open Floorplan,Split Bedrooms,Shower Only,Solid Surface Counters,Separate Shower,Updated Kitchen,Walk-In Closet(s),Window Treatments,French Door(s)/Atrium Door(s),First Floor Entry
  • Door features: French Doors
  • Window features: Blinds
  • Flooring: Luxury Vinyl Plank,Tile

Florida Room

  • Level: Main
  • Dimensions: 23.70 x 11.00

Garage

  • Level: Main
  • Dimensions: 24.00 x 24.00

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,947
  • Total interior livable area: 3,069 sqft

Kitchen

  • Level: Main
  • Dimensions: 12.30 x 10.60

Laundry

  • Level: Main
  • Dimensions: 15.21 x 5.10

Living Room

  • Level: Main
  • Dimensions: 20.00 x 14.50

Master Bedroom

  • Features: Primary Suite
  • Level: Main
  • Dimensions: 18.30 x 13.40

Other

  • Level: Main
  • Dimensions: 12.90 x 10.10

Other

  • Level: Main
  • Dimensions: 14.00 x 11.00

Property

Details

  • Parcel number: 1561736
  • Zoning: PDR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Sprinkler/Irrigation,Landscaping,Concrete Driveway,Room For Pool
  • Fencing: Vinyl

Lot

  • Lot size: 0.34 Acres
  • Features: Flat,Greenbelt,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage,Private,Boat,Garage Door Opener,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Tornado
Strong Wind
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,006$24,072
Home Insurance *$184$2,208
Property Taxes $400$4,800
Electricity $308$3,706
Total$2,898$34,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,360/yr
40% on housing$86,940/yr
45% on housing$77,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 34446$147
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34446$163
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Listed for sale$397,000
2026-04-28Pending sale$397,000
2026-04-27Price change$397,000
2026-04-23Pending sale$399,700
2026-01-14Listed for sale$399,700
2025-10-16Listing removed$419,900
2025-07-11Price change$419,900
2025-01-15Listed for sale$425,000
2023-09-11Sold$389,000
2023-08-09Listed for sale$389,000
2023-07-06Pending sale$389,000
2023-06-27Price change$389,000
2023-03-22Price change$399,900
2023-03-16Price change$434,500
2023-03-15Price change$431,500
2023-02-14Price change$435,500
2023-01-16Listed for sale$434,500
2023-01-03Listing removed--
2022-12-30Listed for sale$349,900
2022-12-18Listing removed--
2022-10-17Price change$349,900
2022-08-29Price change$318,999
2022-08-15Listed for sale$349,900
2022-08-07Pending sale$349,900
2022-08-03Listed for sale$349,900
2022-07-27Listing removed--
2020-04-21Sold$230,000
2015-09-15Sold$134,000

For Sale by Agent

AgentGail Cooper
BrokerageKey 1 Realty, Inc.

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