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10 Sycamore Cir, Homosassa, FL, 34446

2beds
2baths
1,400sqft
$224,000
$160price/sqft
$1,765/moest. monthly cost
$70,600/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Welcome to the highly desirable, deed-restricted community of Sugar Mill Woods in Cypress Village—an ideal opportunity for a full-time residence, seasonal retreat, or savvy investment property. New paint and interior fresh up! This charming two-bedroom, two-bath home offers a light and airy open floor plan with great room designed for comfortable living and easy entertaining. Step into the spacious, fully tiled lanai—perfect for hosting guests, enjoying your morning coffee, or simply relaxing while taking in the peaceful surroundings. The property is beautifully positioned with lush greenbelt views in the backyard, providing added privacy and that signature Old Florida feel that Sugar Mill Woods is known for. Residents enjoy access to a variety of amenities, including golf, tennis, and pickleball, all within this vibrant and well-maintained community. Whether you're looking for a winter getaway or a place to call home year-round, this delightful property offers the perfect blend of comfort, convenience, and lifestyle. Schedule your private showing today and experience the charm of Sugar Mill Woods living!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Lecanto Primary SchoolGrades PK-56.7 mi
5/10
Lecanto Middle SchoolGrades 6-86.8 mi
5/10
Lecanto High SchoolGrades 9-126.6 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Primary Suite,Open Floorplan,Shower Only,Solid Surface Counters,Separate Shower,Window Treatments
  • Window features: Blinds,Drapes
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,229
  • Total interior livable area: 1,400 sqft

Property

Details

  • Parcel number: 1565529
  • Zoning: PDR
  • Special condition: Standard,Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Concrete Driveway

Lot

  • Lot size: 0.28 Acres
  • Features: Flat

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Tornado
Strong Wind
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,132$13,584
Home Insurance *$104$1,248
Property Taxes $332$3,984
Electricity $197$2,366
Total$1,765$21,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,514/yr
40% on housing$52,950/yr
45% on housing$47,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 34446$148
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34446$163
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$239,900
2019-04-16Listing removed$1,500
2019-02-26Price change$1,500
2019-02-12Listed for rent$2,000
2019-01-15Sold$169,000
2018-11-19Pending sale$169,999
2018-10-08Listed for sale$169,999
2017-02-21Sold$135,000
2017-01-15Pending sale$142,900
2017-01-12Listed for sale$142,900
2016-12-14Pending sale$142,900
2016-09-20Price change$142,900
2016-05-22Listed for sale$124,700
2014-06-09Sold$84,000
2014-02-08Price change$89,500
2014-01-11Price change$98,500
2013-10-08Price change$96,000
2013-09-10Listed for sale$175,000
2013-05-17Listing removed$154,000
2013-05-16Listed for sale$154,000
2012-01-31Listing removed$124,500
2011-09-29Listed for sale$124,500
2011-08-19Listing removed$156,000
2011-08-08Listed for sale$156,000
2005-02-24Sold$135,000

For Sale by Agent

AgentMargaret Moore
BrokerageColdwell Banker Next Generatio

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