2195 S Gulfwater Point, Crystal River, FL, 34429
About This Home
Discover the beauty and potential of this canal-front property in Ozello, located just minutes from the public boat ramp, marina, civic center, local restaurants, and the community church. With direct access to the St. Martins River and the Gulf, this property is a dream location for boaters, anglers, and nature lovers alike. Situated on a double lot, the property features two boat slips, a seawall, and a peaceful courtyard shaded by beautiful mature oak trees—great for enjoying Florida’s Nature Coast lifestyle. The existing structure was impacted by Hurricane Helene and will require renovation or replacement, creating a rare opportunity to build or restore in this highly desirable waterfront setting. Utilities are already in place, adding valuable convenience for future improvements. Additional features include a utility shed and a two-car garage with workshop, offering extra storage and workspace. Bring your vision and make the most of this unique opportunity to own a piece of Florida’s beautiful Nature Coast waterfront. Sellers never occupied the home. Sellers are motivated to sell. Please bring all offers. Cash Only.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1962
Materials
- Roof: Metal
- Construction materials: Manufactured
Type & Style
- Home type: MobileManufactured
- Architectural style: Mobile Home
- Property subType: Manufactured Home,Single Family Residence
Interior
Appliances
- Appliances included: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Unfinished
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total structure area: 460
- Total interior livable area: 460 sqft
Property
Details
- Parcel number: 1010608
- Zoning: CLRMH
- Special condition: Standard,Listed As-Is
Features
- Pool features: None
- Exterior features: Concrete Driveway
- Waterfront features: Boat Dock/Slip,Boat Ramp/Lift Access,Gulf Access,Ocean Access,River Access,Seawall,Canal Access,Gulf,Water Access
- Frontage type: Canal
Lot
- Lot size: 0.28 Acres
- Features: Multiple lots,Trees
Parking
- Total spaces: 2
- Parking features: Concrete,Detached Carport,Driveway,Detached,Garage,Carport
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Citrus County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $934 | $11,208 |
| Home Insurance * | $99 | $1,188 |
| Property Taxes | $280 | $3,360 |
| Electricity | $197 | $2,366 |
| Total | $1,510 | $18,120 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-25 | Price change | $184,900 |
| 2025-11-06 | Listed for sale | $189,900 |
| 2025-10-16 | Listing removed | $189,900 |
| 2025-08-04 | Price change | $189,900 |
| 2025-05-20 | Price change | $199,900 |
| 2025-04-29 | Price change | $214,900 |
| 2025-04-15 | Listed for sale | $224,900 |
| 2022-12-30 | Sold | $145,000 |
| 2022-10-30 | Pending sale | $149,900 |
| 2022-10-29 | Listed for sale | $149,900 |
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