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1640 NW 19th St, Crystal River, FL, 34428

4beds
2baths
1,700sqft
$379,900
$223price/sqft
$2,634/moest. monthly cost
$105,360/yrincome needed

About This Home

Welcome to 1640 NW 19th Street, a stunning 4 bedroom, 2 bath home perfectly situated on a spacious 0.77 acre lot in one of Crystal River's most sought after waterfront neighborhoods, Woodland Estates! Enjoy private community access to a boat ramp and take a short walk to the beautiful river. This is the Florida lifestyle at its best! Step inside and fall in love with the modern updates throughout. The home has been completely renovated from top to bottom, featuring a bright and open layout with brand new appliances and stylish contemporary finishes. Both bathrooms have been beautifully redone with a modern touch you're sure to love! Relax or entertain in your screened in in-ground swimming pool, surrounded by a partially fenced yard that offers both privacy and room to play. With great curb appeal, a two car garage and plenty of space for your boat or toys, this home is as functional as it is beautiful. Enjoy peaceful living just minutes from downtown Crystal River, restaurants, shops and world famous crystal clear springs. Don't miss your chance to own this move-in ready gem. The perfect blend of comfort, style and coastal living!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
Crystal River High SchoolGrades PK,9-122.2 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Block,Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave,Refrigerator,Water Heater
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Primary Suite,Open Floorplan,Stone Counters,Shower Only,Separate Shower,Updated Kitchen,Window Treatments,French Door(s)/Atrium Door(s)
  • Door features: French Doors
  • Window features: Blinds,Sliding
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,360
  • Total interior livable area: 1,700 sqft

Property

Details

  • Parcel number: 1059909
  • Zoning: R1
  • Special condition: Standard,Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: Concrete,In Ground,Pool Equipment,Pool,Screen Enclosure
  • Exterior features: Landscaping,Rain Gutters,Concrete Driveway
  • Fencing: Chain Link

Lot

  • Lot size: 0.77 Acres
  • Features: Flat,Rectangular
  • Lot size dimensions: 100 x 337

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$191$2,292
Property Taxes $326$3,912
Electricity $197$2,366
Total$2,634$31,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,308/yr
40% on housing$79,020/yr
45% on housing$70,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 34428$182
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34428$177
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-02Price change$399,999
2025-11-13Price change$410,990
2025-10-17Listed for sale$424,900
2015-01-14Sold$140,000
2014-10-04Listing removed$144,900
2014-09-16Listed for sale$144,900
2005-01-04Sold$144,000

For Sale by Agent

AgentAmanda Yarbrough
BrokerageWave Elite Realty LLC

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