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1730 NW 20th Ave, Crystal River, FL, 34428

2beds
3baths
2,832sqft
$800,000
$282price/sqft
$6,195/moest. monthly cost
$247,800/yrincome needed

About This Home

Experience the best of Crystal River waterfront living in the desirable Woodland Estates community. This charming 2 bedroom 3 bath home offers beautiful water views, direct boating access, and endless potential to make it your own. Enjoy breathtaking sunsets from your back porch overlooking a wide, deep-water canal. Boaters will appreciate the covered boat lift, floating dock, and easy access to the Crystal River and the Gulf. Inside you'll find coastal character with a vintage twist, along with an enclosed air-conditioned sunroom that provides additional living space and beautiful water views. The lower level features an open floor plan ready for your personal vision. Design and customize the space to create a gathering space, game room, workshop, apartment or dream waterfront retreat. Step outside to a spacious backyard that's perfect for entertaining family and friends, hosting cookouts, enjoying waterfront evenings or simply relaxing and taking in the view. Whether you're searching for a full time residence, weekend getaway, or investment property, this home offers the perfect opportunity to enjoy the laid-back waterfront lifestyle Crystal River is known for. Bring your boat, your vision and start making memories on the water!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
4/10
4/10
Crystal River High SchoolGrades PK,9-122.7 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt,Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: Laundry - Living Area

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Central Air,Wall/Window Unit(s)

Features

  • Dual Sinks,Fireplace,Garden Tub/Roman Tub,Laminate Counters,Primary Suite,Shower Only,Separate Shower,Upper Level Primary,Walk-In Closet(s),Window Treatments,Second Floor Entry,Sliding Glass Door(s)
  • Door features: Sliding Doors
  • Window features: Drapes
  • Flooring: Carpet,Tile
  • Fireplace features: Gas
  • Fireplace: Yes

Interior Area

  • Total structure area: 4,106
  • Total interior livable area: 2,832 sqft

Property

Details

  • Parcel number: 1061008
  • Zoning: RW
  • Special condition: Standard,Listed As-Is

Features

  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Circular Driveway,Concrete Driveway,Room For Pool
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Boat Ramp/Lift Access,Gulf Access,River Access,Seawall,Canal Access,Waterfront
  • Frontage type: Canal

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Circular Driveway,Concrete,Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$403$4,836
Property Taxes $1,462$17,544
Electricity $285$3,420
Total$6,195$74,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,400/yr
40% on housing$185,850/yr
45% on housing$165,200/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 34428$179
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34428$177
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Listed for sale$800,000
2024-09-30Listing removed$1,200,000
2023-12-07Listed for sale$1,200,000
2020-10-14Sold$500,000
2019-10-01Listing removed$1,500
2019-08-19Listed for rent$1,500
2019-05-15Sold$350,000
2019-04-25Pending sale$369,000
2019-03-11Listed for sale$369,000
2019-02-20Pending sale$369,000
2019-02-18Price change$369,000
2018-11-05Price change$399,900
2018-08-14Price change$439,000
2018-08-12Price change$399,900
2018-05-07Listed for sale$439,000
2002-11-14Sold$29,900

For Sale by Agent

AgentAmanda Yarbrough
BrokerageWave Elite Realty LLC

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