11043 W Harbor Watch Loop, Crystal River, FL, 34428
About This Home
Do Not MISS THIS INCREDIBLE SAVINGS ON THIS DOUBLE UNIT CONDO and A Boat! One or more photo(s) has been virtually staged. Rare 4-Bedroom, 3-Bath Double Unit with 2 Car Covered Car Ports in Pelican Cove – Unbeatable Views & Prime Location! NOW WITH A BOAT FOR FISHING AND CRUISING WITH AN SUCCESSFUL OFFER AND CLOSING ON THIS HOME. This Boat will be yours with a successful offer. Dock Rental is reasonable and available for you. Don’t miss this rare opportunity to own one of the few double-unit condos tucked away in a quiet cul-de-sac within the highly sought-after Pelican Cove community. This spacious, maintenance-free 4-bedroom, 3-bath home includes 2 dedicated carport spaces and boasts spectacular views of a private nature sanctuary. Just a few steps away to enjoy the serene water views, with daily sightings of manatees, dolphins, ospreys, and eagles—a true Florida nature lover’s paradise, either walking along the doc or relaxing poolside in the community pool. Want to cycle, lots of space to do that and enjoy the view. Or going for a jog or walk, is refreshing and relaxing as you commune with nature! Want to boat, you can rent a private boat dock, giving you easy access to Crystal River, Kings Bay, Three Sisters Springs, and the Gulf of Mexico—ideal for boating, fishing, or simply enjoying life on the water. Pelican Cove offers an array of amenities including a community pool, tennis and pickleball courts, and proximity to a fascinating archaeological park, perfect for scenic walks. Located only 2 miles from downtown Crystal River, you’re just minutes from boutique shops, local dining, year-round festivals, and water adventures like kayaking and paddleboarding. Bonus: This home has never flooded, offering peace of mind for both full-time residents and seasonal visitors. Whether you're looking for a permanent home, a weekend getaway, or a high-potential vacation rental, this is Florida living at its finest.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Foundation: Slab
- Roof: Asphalt,Shingle
- Construction materials: Frame,Stucco
Type & Style
- Home type: Condo
- Architectural style: Multi-Level
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Microwave Hood Fan,Microwave,Refrigerator,Washer
- Laundry features: Laundry - Living Area
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Breakfast Bar,Eat-in Kitchen,High Ceilings,Laminate Counters,Main Level Primary,Multiple Primary Suites,Open Floorplan,Shower Only,Separate Shower,Upper Level Primary,Vaulted Ceiling(s),Walk-In Closet(s),Wood Cabinets,Window Treatments,French Door(s)/Atrium Door(s)
- Door features: French Doors
- Window features: Blinds
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,102
- Total interior livable area: 2,050 sqft
Property
Details
- Parcel number: 2550112
- Zoning: PDR
- Special condition: Standard
Features
- Pool features: None,Community
- Exterior features: Concrete Driveway
- Waterfront features: Canal Access,Water Access
- Frontage type: Canal
Lot
- Lot size: 1,742 sqft
- Features: Cul-De-Sac,Island,Trees,Wooded
Parking
- Total spaces: 2
- Parking features: Attached Carport,Concrete,Driveway
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Citrus County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,764 | $21,168 |
| Home Insurance * | $175 | $2,100 |
| Property Taxes | $440 | $5,280 |
| Electricity | $206 | $2,475 |
| Total | $2,585 | $31,020 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-04 | Price change | $349,000 |
| 2025-11-22 | Price change | $390,000 |
| 2025-10-19 | Listed for sale | $399,000 |
| 2022-08-02 | Sold | $325,000 |
| 2022-06-24 | Pending sale | $329,900 |
| 2022-06-10 | Listed for sale | $329,900 |
| 2022-06-07 | Listing removed | -- |
| 2022-04-28 | Price change | $349,900 |
| 2022-04-21 | Price change | $399,000 |
| 2022-04-12 | Listed for sale | $424,900 |
| 2022-04-06 | Listing removed | -- |
| 2022-03-22 | Price change | $439,000 |
| 2022-01-16 | Listed for sale | $449,000 |
| 2022-01-15 | Listing removed | -- |
| 2006-11-21 | Sold | $240,000 |
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