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686-920 Spaulding Rd, Susanville, CA, 96130

4beds
2baths
2,356sqft
$239,900
$102price/sqft
$2,092/moest. monthly cost
$83,680/yrincome needed

About This Home

Charming Dual-Unit Property in the Spalding Tract of Eagle Lake – Endless Possibilities! Nestled in the heart of beautiful Spalding, near the stunning shores of Eagle Lake, this unique and versatile property offers endless opportunities! Originally a real estate office, this property has been expanded to include a modern and spacious two-bedroom, one-bath home with a gorgeous kitchen and an inviting, open living area—perfect for full-time living or a weekend retreat. The property is located on Spalding/Lakeview Rd. The original office space still maintains its separate entrance, making it ideal for those who work from home or want to continue using it as a business. But the real potential lies in its flexibility—convert this space into a second living unit for rental income, a vacation getaway, or a private guest suite. With two bedrooms, one bath, and a kitchen area, this additional unit is a blank canvas for your vision! Bring your tools and creativity. Zoned for Commercial use. Parcel also includes vacant land parcel behind property #077-362-029. Please include parcel # if writing an offer. Located in the peaceful community of Spalding, you’ll have immediate access to Eagle Lake, a paradise for fishing, boating, and hiking enthusiasts. Whether you’re seeking a multi-use investment, a home with an income stream, or a tranquil lakeside escape, this property is a rare gem waiting to be discovered! Don’t miss out on this unique opportunity—schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
6/10
4/10
Lassen High SchoolGrades 9-1218.3 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Area

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Vaulted Ceiling(s)
  • Flooring: New Floor Cover,Vinyl,Carpet

Interior Area

  • Total structure area: 2,356
  • Total interior livable area: 2,356 sqft

Property

Details

  • Parcel number: 077362028000
  • Zoning: C-L

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Residential vegetation: Large Trees,Wooded,Pines

Lot

  • Lot size: 0.67 Acres
  • Features: Corner Lot,Wooded,Level

Parking

  • Parking features: No Garage,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Earthquake
Inland Flooding

FEMA Declared Disasters in Lassen County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$215$2,580
Property Taxes $159$1,908
Electricity $505$6,062
Total$2,092$25,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,725/yr
40% on housing$62,760/yr
45% on housing$55,786/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 96130$159
Lassen County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 96130$172
Lassen County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-22Price change$279,000
2025-07-14Price change$299,000
2025-04-04Price change$339,000
2024-10-17Price change$375,000
2024-07-08Price change$399,000
2024-05-27Listed for sale$420,000

For Sale by Agent

AgentSUE CENOTTI
BrokerageGOLD RUN REALTY

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